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Gene's Coffeetalks is a compilation of thoughts and perceptions addressing current events of these times. Issues are discussed through constructive criticism of news perceptions offered through public media and or campaign rhetoric. In some cases if reflects inequities within our rights and failures of government to follow its own regulations. Some tongue in cheek remarks are humorous and pointed giving pause for consideration. In all, this collection of wit, humor, and provocation reflects history at time of publication spanning this dynamic 1st decade of the 21st millennium. Gene writes from his heart and even addresses embarrassments and accomplishments throughout his multiple carriers. An anthology can be viewed at gzarwell.us.
Past years columns: Coffeetalks02&03 Coffeetalks04 Coffeetalks05 Coffeetalks06 Coffeetalks07 Virtual Campaign 08
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
All years are available in a complete download package for a respectable price of $150, or CD including Campaign 08 for $250 - contact Gene - for details
How low can a, or many, Senators go?
Seems there is disconnection between causes and effects
Congress's hurry to pass health care reform motivated by Estate Taxes - you think?
Where does Government get idea private sector was improperly paid for services?
There's a cancer in our World - I can do anything I want to ~ because I can.
Surrogate accusations for failures--shame, shame.
Statistically, swine flu may not be as bad as seasonal, but more profitable...
Old saying - what goes around comes around
September
Human error - a legal term? third party excuse, or new term for liability insurance?
Healthcare debate will never outlive Lobby dough.
Lest we forget...this day went down in infamy.
Proposed retirement programs on track - needs tax-free use after retirement
A reminder of resolve - don't ignore it.
Contracts are marketing tools denying performance - agreements clarify responsibilities
Healthcare needs reform not rhetoric
Auto safety and some considerations regarding cell phones road markings
Lobbyists take healthcare by the tail for profits -warranted or unwarranted???
Ratings, communications and media influence on perceptions
Public utilities regulated by government have unreported profits from billing scams.
Decisions, personal or demanded at the moment.
Healthcare ownership is not a bad investment, unless...
Health care issues surprisingly may restructure insurance / legal industries
Bull Shit Tax; lobbyists making hay out of it.
Can effective programs resolve over time?
Iranian elections shouldn't surprise Americans
Test of Wills or Healthcare reform, a taxing resolve
Academics says cyclical downturn, was it enhanced?
Well, a test of judgment as games begin.
It must be the water - services suck these days
Must be a way to impeach Congress
States Rights or Abusive greed
2010 Election Season begins - here are some considerations
How many times must we pay for healthcare?
Did you get your fair share? Bah Humbug!
Tax and Spend allowed ~ Social engineering not popular
Must be a way to impeach Congress
Check list of issues pre-inauguration
Honeymoon over or was it all flash for media?
Presidential Appointments - a blessing
Disturbing perceptions growing
Fallible describes our Justice Department
51st State might make the difference
Economic reform depends upon revamping entitlements
What it really costs for what?
If I was President, I would...
Executives being rewarded for failure
Quantity vs. substance / timing
(Dec 21, 2009)
How low can a, or many, Senators go?
Answer: Just as low as Madoff! Their scam called majority is as despicable as any sleazy ponzi scheme. They no longer have to hide cold cash in their freezers, they can get away with blackmail that sets a precedent for all 60 of Dem to do the same.
What Nelson (Dem., Nebraska) accomplished was a buyout of his resolve and destruction of personal credulity to issues he may never want to address again for fear of constituent rejection - a good thing in his case. Regardless, he will retire with full pay and personal disgrace of honor - for which he was elected.
With a President so hungry for a win on a piece of legislation, he too, is ready to sign a bill to be presented to private sector workers when they get back to work. So far, all stimulus went to government. Without giving government employee fat cats a parity check, he has proposed a upper middle income tax with benefits up to $44,000 being exempt from healthcare endowments. As reported earlier, government pay is 30% above parity in private sector. Good reason to tax them more.
See, by taxing according to that scam, it appears there will be parity, yet, government payroll taxes just returns more debt to America's tax base. It has no affect on cost reduction because it actually increases tax base cost of government with less public service being accomplished. It takes another pot of gold from America's assets - employed private sector work force that could be producing profits instead of unemployment claims under threat of penalties for not buying into overpriced insurance plans offering inadequate coverage to protect their ability to produce profits. Real tax generation understated by government requires more deficit spending, or reliance upon foreign lenders.
What has happened this weekend in Washington is a plan touted as a saving piece of legislation so long over due to reform healthcare at a price only blackmail could get done. Maybe there are less honorable reasons to reform before tax payers get back to earning their due pay. You think?
Not one Dem should ever win another national election, statewide, or even in your district. Unfortunately, Reps don't offer much either being in- bred with percentionals.
Could be a future as an Independent, entrepreneur who could get a two year-stint in Congress before getting serious about building a profitable corporation generating value in global markets. Precedent has been set for this scenario by several doctors who took a stint (2-year in Congress / 6-years in Senate) and went back to doing good without fear of job loss or economic ruin from congressional recession. A guaranteed income for life to take an oath with no responsibility or accountability has its draw. Getting out gives one a sense of security with better pay than unemployment or threat of bankruptcy.
I've known many members of both houses and those who cared, left after they experienced political lack of integrity, lack of forthrightness, and lack of purpose from their "colleagues" to lead. Some became lobbyists, some opened private medical practices, and some began a second American dream - private enterprise.
Need more of that - Congress is not a career for those with minds stuffed with pride and ideas. Hey, homeless people have no shame seeking handouts at busy intersections. They don't do it everyday on tax base clocks; either. Perhaps, in 2010 elections there should be a national referendum calling for removing life-time entitlements to be replaced by a 2-year severance pay encouraging them to seek private P&L responsibility instead of percentional positions that lead to deficits.
(Dec 16, 2009)
Seems there is disconnection between causes and effects
Loonies speculate that congress is who created economic failure for more than 19 years. Poor judgment is greed for those who participate in it benefits. They even theorize recovery is based upon restructuring almost a Century old flu virus to save an overly aggressive pharmaceutical industry, bailing out financial institutes betting on taxpayer loans with no possible return from a majority of closed institutions, and now they hear corporations trying to survive through layoffs and cut backs will be required to pay increased government taxes to cover congressional budget shortfalls for unemployment insurance.
Solution to all this mess is perceived by Congress to be taxing private sector business while government paychecks increase at faster rates to more than 30% of peers in the private sector in same jobs. What is wrong with this rationale is more taxes on a middle income earners who get paid with tax monies?
Think abut how this scenario spins...
At the same time, global theorists are touting a 2010 break up of the United States into six republics with Oriental interests in the west, Russian to the north West, northern states joining Canada while Europe reclaims the East.
Therefore, that makes all these other concerns nonsense. Perhaps last year's election was a distraction.
Without digging too deep you can find private sector folks believing that only those who sponsored Obama will survive a complete financial meltdown after 2010 elections if Democrats get their Health care package signed.
Someone sent me a note that there is some humor and reality in this demise; there is a Mr. Pelosi in California. Unfortunately along with that observation comes the charges that he and his beloved make millions to billions in fees from his lobby business in the medical and financial services area from pillow talk.
It is circulating that global banks formulated this plan and placed key people into the White House to accomplish a world government replacing American Dominance at America's cost. Some report this has been developing for more than 20 years. Some project it will become the focus in Belgium.
Hogwash, humbug or should we be concerned? Is it a good option or a bad idea? It appears everything needed for this change in World Order seems to be in place.
Congress is determined to enlarge unemployment payments with meager amounts to save our workforce from losing their homes, insurance, medical benefits, yada, yada, yada. They will do this by increasing employer taxes to cover laid off workers. Just the reverse solution I would have proposed.
Realizing that America's economy depends upon two key ingredients - Profit and Tax base. It has nothing to do with foreigners into our pockets or globalize distribution of in-country profits or relief. That comes from, in a real economy, disposable income above necessities. Congressional fraud mandating or imposing fraudulent insurance / health care packages adds to a favorite concept of deficit spenders ~ dumb and dumber taxes. A strategy overused this year to balance a deficit of $15 Trillion dollars reported as $3 T.
Granted public services need to be paid by citizens. Should we elect some members of Congress who understand where taxes originate? They definitely are not incumbents or wealthy dynasties with no private sector experience or values. They are not percentionals. And, they are not daddy's recent graduates without a job.
Don't get me totally wrong on this. Government employees pay taxes. With private sector money. private sector money has value, sweat, profits, and multiples through sales. Public sector has debt and deficit spelled all over it without value, no sweat, and is percentional driven.
An excellent rule of thumb is that Deficits should never be budgeted to pay essential services or costs of government. This brings me to a very significant point - Has anyone from either the Government Accounting Office (GAO), Federal Reserve (Fed), or our own Treasury Department (Treasury) ever suggested to reduce government pay to parity with private sector? Has anyone figured out: that government payroll taxes can be cut entirely as not a cost of government; that government benefit packages should not extend beyond a basic package of internal or self insured healthcare; earned, must use or lose annual vacation pay (2-4 weeks based upon level) and no more. All other perquisites - education, personal time, transportation, or childcare should be paid by employees - that is why we pay them with restrictions on investments in target markets of legislation. They call it blind trusts..
That would leave revenue sources on a short list: Value added taxes, profits from non-government contract operations (earnings minus cost), and fair - share personal taxes upon legal citizens and sponsored aliens at a higher rate.
Other concerns include: (1)Establishing transportation recovery funds, (2)eliminating social engineering development foundations, (3) ENcouraging health care consortiums through State tax funding< not federal revenues; (4) 100% state funded education for its residents; (5) Funding disaster relief through Federal set asides programmed through Congressional representatives, and (6) Eliminate User fees for luxury items outside a list of public facilities - parks, rail, buses, and subways.
Given time before next November, I am sure none of what was discussed here will be of concern to Congress, but every registered voter who has his finger imprinted on his or her ballot will add some items to this list. Remember the people you vote in get a life -time salary for taking that oath of office on there first day. What follows matters not.
Historically, Ted Kennedy spent a lifetime in Congress reforming Healthcare and never accomplished it - what a legacy by his own family and political party!
(Dec 10, 2009)
Congress's hurry to pass health care reform motivated by Estate Taxes - you think?
Seems coincidental that health care reform is about saving a broken system/network of care givers and percentionals. Not only does Congress want to inflate Death taxes they can't wait that long. Rationale for taxing healthcare insurance as a benefit.
Our legal system is based upon a right to privacy unless you have more than those who want yours. Generally, it is media that wants to cash in on your indiscretions of course ignoring their own as they deny you as they want to pursue you. Although this seems to apply more to members of Congress and Senate and greedy media pursuing to take down athletes, celebrities and percentionals.
However, as Congress tries to bury its motives in 2,000+ pages of garbage, they expect we will accept their program to collect early on your legacy - estate tax. With cut backs on healthcare and fraud within their system, they cannot pay their debt without our private sector money. That's why they seek to use our loan monies to subsidize government employees as an easy fix to "saving jobs".
Next step is to nationalize our enterprises. Didn't work in Europe - won't here either.
Healthcare is about living. Humanity needs O2, H2O, and a whole lot of natures nutrients. It's free and endorsed by Mother Nature. She even provides them in regenerating forms of plants and a food chain.
Yet, many humans deny that will work. So, they create forums built around ideas, theories, and false scientific data to scare people into thinking our multi-billion year planet is at its end. Memos and emails floated throughout 194 nations asking scientists to destroy their savaged email history as well as shred their bogus predictions. All this to reorganize our global community.
It doesn't take a rocket scientist to connect the dots, but it does take more than $20 million to compete for a piece of the pie through a competition to develop and land a remote control rover on the moon by mid-2011. This, too, comes at a time when NASA is running low on funds.
So, where do think they will get their funding?
More taxes on government paychecks??????
Priority should be given to Profits and Tax Base the same people who bailed out our investment banks, were overcharged by government health care practices, and percentionals. Not one of these categories contributed to profit, but make up a large percentage of voter base supported by private sector which is down 10± percent of employment.
It took a long time to get to this point, but there are three priorities that need to be addressed:
(1) Tax base should have first take on bail out, loan repayments, not Congress or Governors. They just suck it up without a return. Let's try this year to collect taxes only from government employees and see how much will pay down their debt to our tax base. If it works , you can claim success on the economy. If it doesn't, 201x may reflect that. Don't rhetorically seek success without numbers and transparency.
(2) If you find a way to create more O2 without CO2 you could save this planet. Mother Nature uses trees and green plants - save them, they'll save human health in the process - well, there goes the Pharma program putting humans in harms way.
(3) Percentionals add debt cutting into profits from tax base. All three points critical to 2010 & 2012.
Keywords: Profit and Tax Base ref: Adj, private sector entities, employers, employees; economic providers; property owners, independent value creators.
Submitted: 7-12-2009 ~ 68 yrs after Pearl Harbor
(Nov 20, 2009)
Where does Government get idea private sector was improperly paid for services?
Recently OMB reported that about 5 percent of spending in federal programs in fiscal year 2009 was improper. More than $98 billion was wasted. -AP
Isn't it OMB's responsibility to prevent that? Are they sleeping .... with the enemy?
Discussing that phenomena comes to protecting taxpayer dollars after the fact. Big question is why does government want to recover from payees? It doesn't pay legitimate bills properly or in a timely manner. In fact, about 85% of taxpayers over-contribute each year.
Solution though is to impose penalties on government contractors to return money that government should never have released, approved or failed to hold back if questionable. For more than 18 years this writer has been waiting for government to pay what is Due. President Obama has a decision paper to do just that, but his solution is to impose penalties on contractors that receive improper government payments (defined by who) to give contractors incentives to return the money.
As one who has been denied what is due by government because of senior officer failure to ratify or secure alternative funding, a concern is whether or not government is capable of throwing all this money around with Congressional oversight instead of independent oversight?
"It goes without saying that these results would be completely unacceptable in the private sector, as they should be in government, especially at a time of record deficits," Sen. Tom Carper, D-Del. said. There is a double standard that holds business and taxpayers at 85% higher standards than those in Congress, Government agencies or Federal and State Para-government corporations - GZ.
Mr. President - Before you engage in penalizing employers for government fiscal mismanagement, you should assure veterans their due; i.e.: it is us who know how to organize companies, and projects for success, but without compensation you will find them on government dole if that's the goal. Government checks are non-refundable. Ask any one on a government payroll. So, why stiff those who secured America's job environment?
A close held secret in job creation is funding those who can either create jobs, but more importantly give them opportunity to make a profit. That's how you build a tax base that can pay back government's $12T debt.
Ridiculously stupid remark when Congress writes the checks for all those agencies cited as wasting our taxpayer profits on essentially theft by those entrusted and authorized
by Congress to perform without responsibility. Too cushy is speculated. Among AP's reported waste: It may be a given that most was human error denying government contract fraud. How can government release fraudulent payments? --kickbacks???
_Agriculture: $4.3 billion in improper payments, or 5.9 percent of total department spending. Much of it was in the food stamp, federal crop insurance and school meals programs.
_Defense: $849 million, or 0.5 percent.
_Education: $599 million, or 2.1 percent.
_Health and Human Services: $55.1 billion, or 9.4 percent. That included improper payment rates of 7.8 percent and 15.4 percent in the Medicare fee for service and Advantage programs, respectively.
_Homeland Security: $644.5 million, or 3.7 percent. Much of it was in the Homeland Security grant program as well as Disaster Relief Fund Vendor Payments.
_Housing and Urban Development: $1 billion, or 3.5 percent. All of it was attributed to public housing and rental assistance.
_Labor: $12.3 billion, or 9.9 percent. Almost all of the improper payments were in the unemployment insurance program.
_Treasury: $12.3 billion, or 25.5 percent. All of it was attributed to improper payments in the earned income tax credit.
_Transportation: $1.5 billion, or 3 percent. Much of it was in the Federal Highway Administration planning and construction program.
_Veterans Affairs: $1.2 billion, or 2.7 percent. That included improper payments in the pension and other compensation programs.
_Social Security Administration: $8.0 billion, or 1.2 percent.
(Nov 16, 2009)
There's a cancer in our World - I can do anything I want to ~ because I can.
It has been developing ever since serving our country meant you couldn't be successful. Key word distorted here is: success"ful".
Sometime after WW II, our pre-boomers desire to make our world in America a safer place with prosperity developed until those boomer babies generated "Xs" followed by "Ys". Shocking is how useless our grandparents adage to work hard will earn you success is not truthful anymore.
Success has many meanings. Most are selfish, some are selfless, and some include multiple zeros between a decimal point and a real number after a $. (note; previous sentence ended without those zeros, therefore it can be considered unsuccessful)
Achievements are looked upon as failures without massive bank balances. Working hard to accomplish goals as assigned is looked upon today as a threat to those who cannot achieve from taking responsibility. Guess multi-generational leadership didn't transmit to their offspring that you do have to work hard taking responsibility to achieve success. It is more than a percentage of others hard work rewards.
It has been expressed many times that country club members are percentage professionals or percentionals* why because other people earn little or less money, but collectively there is a large pool from which a small, but becoming larger portion can be taken for perceived wealth protection - insurance.
Many generational prodigies went to prestigious Universities, earned honors that are now available for every level from incompetence up to Valedictorian. It is today harder to fail because rewards are given to prevent those who cannot perform from facing indignities when challenged to perform. It used to be almost an honor to work for a corporation. Today, using corporate stepping stones for unearned pay raises is a norm; there are senior executives floating between one corporation after another for wealth without taking responsibility. If challenged they move on to another; especially if their Great Grandfather didn't create the company.
On a brief break a few seconds ago to assist my wife with a University online application for a Masters program, all data was submitted with a return message beginning with Your payment was accepted.
Sign of time that success is zeros versus personal accomplishments. Does it matter her high degree of academic achievement at three Colleges and Universities, or is it about saving professor dignity.
This briefly long introduction to a simple premise probably already made its point, but an incident that matters personally is about working hard 'round the clock for 6½ months to be bilked by envious senior officers who failed to perform exemplifies above intro. Not only that, their rise through military ranks resulted from their motivation to become involved based upon that individual's restructuring for marketing our military after Viet Nam.
You can learn more about this form of success at http://www.noticeofindings.info/US_Notice.htm and http://www.dueprocessinstitute.org/Supreme.htm http://www.gzarwell.us/page8.htm
* Coined a new term for valueless professionals - percentage professionals ~ n. leeches ~ adj. percentionals (pur sen shun awlz)
(Oct 24, 2009)
Surrogate accusations for failures--shame, shame.
When all hell breaks out - blame those who preceded. After all Congress does. Besides, elections are coming; elections are coming
– only, too soon!
Without experience, neophytes at The White House criticize history for targeting aggression on an open battlefield to deter fighting on U.S.
soil. Afghanistan is a hostile theatre for operations as proven through years and centuries of fighting between tribal chiefs, warlords, and Taliban drug lords.
Iraq, on the other hand was flat terrain and accessible for Air-Land Battle testing of modern weaponry while drawing in Al Qaeda terrorists being funded from
oil rich middle eastern nations.
Yes, both President Bush 41 and 43 selected to fight based upon early 80's studies of military
threats to Kuwaiti Oil fields and against Iranian aggression toward Iraq stemming from hostages during President Carter's ‘70’s term in office. Now, President
Obama's staff blames "W" for this administration's indecision. Conducting a war in Iraq on a natural battlefield rather than risky fighting in threatening terrain surrounded by rugged
mountain ranges and poppy fields where horsemen with carbines and AK 47's go up against technology with robotics and more recently armed RPV's at flight level 37 (37,000 ft) with an accuracy of inches.
If anything, blame inability of White House staffers to base decisions on history and military experience - none have neither. None are educated
in combat assessment of battlefield exposure, troop engagements, or targeted infliction of damage to insurgents instead of civilian population. It's fun and games jet setting around lacking resolve.
War is not a consensus of political concerns as much as it
is winning. Hard decisions for survival need no contingencies or concessions for enemies. It has to do with (1) tactical readiness, (2) surprise, and (3) strategies
to win. There is no room for placating emotions. Without regard to all those jokes about lack of military intelligence - it is important to never forget how to survive - take out the enemy before he gets a bead on you. Even that is too late.
I think the President's spokesmen need to reassess their lame blame for previous, hard decisions made after 9-11. Those delayed for
political capital kill more fighting morale by weakening mental acuity. Our first responders and front-line soldiers face hundreds of decisions within seconds in order to survive - when
they do ~ they face accusation and prosecution here at home by those who never made a tactical move in face of death.
President Nixon played that game and three of his staff went to prison and he told us, You don't have Nixon to kick around, anymore. Media will introduce an issue to create controversy that sells advertising. We all now they need it. Any reaction, rebuttal. or explanation will never be heard as offered for that jury of public opinion - polls.
(Oct 18, 2009)
Statistically, swine flu may not be as bad as seasonal, but more profitable...
Mr. President: Perception developing around swine flu is: allegedly, US pharmaceutical companies resurrected 1917 Spanish Flu virus in 2007-2008 for greed. Three university labs associated with manufacturers in US and Canada are implicated. Statistically, proof can be gleaned from total deaths thus far this year equal or exceed previous years totals giving false scare since virus was introduced in early 2007.
Thus, period of incubation and infection resulting in deadly pneumonia a quarter year earlier than seasonal flues. Fear factor among families and healthcare workers secured vaccine sales for 6 months instead of normal 3 months annual flue season. All funded by government pandemic emergency.
Global development in 2008 creates cash cow for PhRMA members on three continents for shareholders - allegedly media, members of congress, lawyers plus perhaps some major healthcare insurance groups/operations. This may explain why knowing doctors resist recommending prevention because normal seasonal flues combined have accumulated death rates of similar amount making it just an expanded marketing opportunity - through genetic engineering.
Cause of death is lack of immune systems in post baby boomers - "X" and "Y" ers whose parents sterilized everything to prevent bacteria (good and bad) thus new born are without required bacteria in their systems to prevent infections. Caution with over stimulus of vaccine requirements may backfire politically, but may not financially for those perpetrator$ in the know.
Maybe 40's zero population growth is goal of pandemic. Who knows? Maybe those weapons of mass destruction were found.
(Oct 12, 2009)
Old saying - what goes around comes around
It often is just toddlers crying and fussing in hospital waiting rooms; but, NOW its lobbyists and insurance frauds who are up set. For years as long as people have relied more on insurance plans than common sense have we heard so much crying about life styles of those percentage professionals that have no skills to contribute to society. As private sector struggles, percentionals are over their heads in mortgagees and perks that cannot be continued through REAL healthcare reform, rehab, or resurgence of ethical standards of best practice for providing financial assistance through group contributions.
This recession began with low income homeowners losing their meager mortgages due to congressional relaxed fraud through investors. Now, it is those percentionals who got used to unearned income ~ true Sense ~ they took that safety net for themselves and left those who built that net to die or fade away.
This is a test. A test of The Peoples' representatives in Congress to right a century of malpractice by those selling malpractice insurance at risk of Americans' health and an entire system of healthcare beginning in Congress for as little as $530 per year compared to $12,548 for a private-sector family of three or four with threats to fine families $6,000 per year if they don't buy into government's walnut shell covering their pea.
It seems apparent that third-party insurance is just a monolithic Madoff scheme. What is realistic is doctor patient relationships and company sponsored self-insured plans supporting local care-givers, community hospitals with state or city public hospitals for catastrophic and pandemic diseases; those not perpetrated by hard working people.
To think that Universities are being endowed by pharmaceutical companies and insurance companies to create markets: (1) resurrecting a 1917 Spanish Flu to sell vaccine and associated research, while Congress debates; (2) mandating insurance fraud through bogus tax threats encouraging lobbyists to scare Americans into submission by touting harmful, non-doctor recommended toxic drugs worse than those available on major city street corners is ludicrous when thinking about it.
But that's Congress for you! Love those bag lunches near the dumpster. Do you think they wear their $1,000 costumes to collect their piece of that HC pie?
Cut malpractice at all levels, mandate that pharmaceutical companies cannot advertise on public or cable media, and indict all members of both Congress and Media if holding shares in any healthcare product, service, or client 10 years before first election and five years after retirement from Congress.
Required: government funded malpractice defense / exoneration for doctors and certified healthcare providers; emergency room subsidies for every American citizen not on government payroll when cost or deductible exceeds $215; deep subsidies for Americans practicing preventative healthcare accruing more than $200 per year of healthcare expenses inclusive of optical and dental care; eliminate tax deductions for medical expenses, but offer 100% reimbursements for primary physician prescribed non-toxic, over-the-counter healthcare products; and high security ID (encoded*) cards for every individual registered with Medicare, Medicaid or private insurance program seeking control of patient healthcare costs, benefits or family plans.
*Note: encoding should contain medical history including referrals, care giver ID, signed chart data against costs vs. provider, plus patient contributions up to $530 per year ~ former was suggested by a Congressman ~ physician at the Capitol. In absolutely no way should healthcare be denied a family or individual by anyone other than a mortician after all else fails.
(Sep 28, 2009)
Human error - a legal term? third party excuse, or new nomenclature for liability insurance?
It's just a matter of time before insurance companies will offer policies to cover losses due to human error - malpractice of a lesser count. After all, accidental, whatever, require people misjudgments. Just challenge a utility company or a public administrator on a missing document, failure to meet their own imposed deadlines or even accurately report mandated actions. Rebuttal is: It's just human error.
Is it? Not really, it's incompetence blamed on ethnicity or ignorance of duties, procedures or supervision. Yet, those who perpetrate it get paid and shrug their shoulders affecting thousands or millions of actions other responsible people depend upon. In many cases, affect livelihoods, property transfers, sometimes statutes of limitations, even delivery of promised goods / services, and compensation for services rendered.
It is always a recipient who loses ~ because of third-party human error. Or, could it be just third-party interference to obstruct procedure, responsibility, or benefit of what is due to someone who earned it.
Washington Gas - On September 30 ,2 008, ... account was closed in error when our representative mistakenly processed a disconnection for another customer...
Department of Justice - On April 27, 1997 ...constitutes an admission of liability on the part of defendant (DoD / DoJ) to pay plaintiff for his services as agreed and the parties. ...ignoring plaintiff's entitlement lost through the litigation process. ...but not including benefits accrued as a member of the Army Reserve which were denied throughout the litigation. Defendant warrants and represents that no restrictions nor censure will prohibit plaintiff in future exploitation will be placed upon plaintiff under his First Amendment Rights... (Due Process rights for What Is Due) necessary to effect the terms of this stipulation. Note: DoJ added many restrictions ignoring their verbal agreement as documented here that was signed prior to dispatch through Court Transcript.
Maryland Attorney General - December 11, 1997 We, (Anne Arundel Circuit Court), mistakenly sent the Motion to the Judge and we time stamped the Order to waive...and Petition for Judicial Review on Dec 3 when in fact the Appeal should have docketed for November 5, 1997. Case Docketed as C97-40661 with the Docket number C97-42004 ... Attorney General used those numbers to obstruct justice by filing a fictitious case (Fraud on the Court). it wasn't a case before the Court. Judge Heller's findings: As you can see, the Complaint makes no reference to Diversified Information Systems although my review of the file evidences that that ( C-1997-40661) is what you were referring to.
King & Nordlinger - July 15, 2005 It should be noted that false claims of $15,000 owed from a offset claim where no award was made while withholding evidence and ignoring other calculations within that same document showing at most $100 unaccounted for is a total fraud perpetrated by King or its client _____? in the United States District Court for Maryland . Judge Leo Green, Jr., Prince George’s District Court, neither determined that hotel debt did or did not exist nor did he state on record that a statutory lien was properly executed, at least in his courtroom. He issued a "0" amount judgment 10 days after Defendant illegally seized case evidence in several actions, plus 34 years of military records requested to confirm retirement eligibility (a federal felony).
(Sep 19, 2009)
Healthcare debate will never outlive Lobby dough.
Most important first step to healthcare reform surfaces- finally!
Termed malpractice, it affects our entire economy through Congressional pockets. Some people thought you had to be a lawyer to get elected. Who knew how many insurance gurus won a seat to mal~practice with a retirement package unmatched by any others - one day taking an oath and you're set for life.
Does anyone wonder why lawyers like it so well? Nothing to offer but everything to gain.
Remarkably , it took an Obama election to see how privy those useless seats are.
Ted Kennedy spent a life time pushing for healthcare reform and never once mentioned malpractice beyond that premium paid by professional care givers - a term used to cloud over unsafe conditions in hospitals and autonomy of patients to sue over surgical procedures and miss-diagnostic remedies. Those same insurers of patient care get more money from professional care-givers mandated to purchase dead-end/no return malpractice insurance. Lawyers love it because most people think doctors are wealthy from insurance fraud when in practice it is lawyers who get it all. Then they want to insure their retirement by sitting in Congress.
What do they do there? Find more ways to keep that $350/hr - $500/hr clock ticketing so lobbyists can cash in too. As with tobacco, restrictions of advertising should apply to lawyers. It used to. Especially, with regard to healthcare, accidents (are they really?- it takes at least a people or two to cause an accident), and buyer beware of risky products. Listening to background TV, going to work, school or public event, there is a specialist in our ____law firm for you.
Medical malpractice begins with pharmaceutical engineering of diseases through toxins. It gains strength through media ownership and lawmaker bag lunches - a term coined by Spiro Agnew paparazzi.
Getting lawyers out of medi~care in its true sense is only The First Step.
Eliminating any thought of mandated participation is not even a consideration because those that cannot afford it now cannot afford it later. Are those Congressmen and Senators that stupid (a very presidential linguistically term) to think mandating unemployed, illegal aliens and retired-folk to buy healthcare insurance over food and housing will make a change. A revolution maybe, but reduction of healthcare costs?
This remedy must take a look at its faults - malpractice number one; fear of losing one's life in a hospital is number two; bankrupting family savings and future generations is way down the list.
These remedial Congressional debates smell of horse p---ky. You know; when marching behind mounted police during the Rose Bowl celebration.
Any facility serving healthcare patients needs to survive on providing billable care. Insurance is a bet against oneself in every instance. Health is not in risk if people develop immune systems and protect heir body functions from toxins. Never eat those mushrooms picked up under that old oak tree or those pharmaceuticals from television promotion. Cost of healthcare is not exorbitant when stripping out HMO's, Lawyers, bogus judgments, and tables of unnecessary billable procedures coupled with pricing that includes paying malpractice insurance rates, third party administrative fees, and government mandates to provide once in a life-time care to everyone who walks, wheeled, or is gurney'd in. Not every staffer in a hospital has to sign each patient's chart.
Hospitals are not hotels, spas, or even clinics. Their mission is to support medical professionals with tools and diagnostics meeting patient needs. It is not to ask third party insurance providers what can be paid for regarding each patient's coverage or payment balance.
By the way, if Congress wants us all to have their plan, we already pay for it -THANK YOU! If their plan is like DoD's TRICARE, then as an entitlement, it should not be billed back to those who earned it through military service.
Think about that. Government pays for its healthcare with
private sector taxes offering many options they brag about. It is not from their
salary, but an
adjunct to their entitlements paid by tax base taxpayers. It is analogous to self insured that is denied private sector corporations or families. Why, because
insurance lobby's cannot bilk government; only its tax base, which may revolt to any thought of passing the buck gas down the food chain? And, we all
know how that food
chain ends.
With a flush - unlike a good poker hand.
The best way to make this Congress work is to pay $250,000 per year based upon 100% time in session or like a punch clock for a percentage of that time, but without residual retirement - maybe six months with an option to extend a week or two if unable to find work. After all America is a Republic. It is headed by a President elected by the people in a true sense as are all (?) of our representatives. So, who failed?
Not I, each say.
(Sep 11, 2009)
Lest we forget...this day went down in infamy.
In honor of those whose family and friends perished on, 9-11, by terrorists actions, we feel your pain. For those of us who remember Dec 7 also feel pain but without remorse for those who resolved our steadfast defense and retribution of those who perpetrated America's awareness through demonstration of destruction. An eye for an eye...
Mass murder through terrorism affects us all, not just a few. Preventing more of the same takes many not just a few. For that reason, we must support our troops and give them their just support to fulfill our destiny of resolve for American democracy for as long as we can without neglecting our Republic form of governing.
(Sep 5, 2009)
Proposed retirement programs on track - needs tax-free use after retirement
Simply stated: Employment gives health, sobriety, and morals. Constant employment and well-paid labor produce general prosperity, content, and cheerfulness.
- Daniel Webster
Perhaps private sector needs a stimulus of substance to assure Webster's insights as opposed to government expansion and wealth building for civil servants and relatives of elected officials. Entrusting our market economy with producing profits will expand a tax base to fund real costs of government that will eventually level out this unproportional burden for a productive population. If charity is needed to support government free loaders, so be it.
Government cannot stay out of private sector savings plans. It is almost an obsession to offer a break now and tax later. Look at how so many invested in government plans, only to lose it to insurance and investment fraud by perceived regulated biggies. Then, Congress, after private sector suffers, wants to raise taxes, increase fees for government services, and mandate costs of healthcare to private sector while government shares in stimulus funds given to governors to balance their books while creating more government jobs through contracts to relatives. No real community cash flow development, thus short term subsistence for a few.
It never addressed reducing government waste in salaries and benefits not available to taxpayers. It never acknowledged private sector pays for government employees personal wealth, investment potential, taxes, and pricey entitlements (use or lose).
Such a dill!
What I do like about President Obama's suggestion is its opt-out requirement. This puts responsibility squarely where it belongs. Employer support of employees with secure futures. Eliminates mandated government access to savings. Unfortunately, he leaves it open for Congress to attach those funds after Social Security runs out of money for private sector retirees.
I'll bet there will not be such against public sector workers, unless there are no tax revenues collected to pay government payroll entitlements, once government acknowledges its role to provide basic services to private sector workers does not include social engineering and cradle to grave dependence.
His savings options are ingenious: 1) unused vacation entitlements go directly to savings account; 2) tax refund options as saving bonds with growth potential; and 3) if untaxed after retiring, could supplement reliance upon meager poverty-level Social Security. However, only capital gains could be taxed under current rules, leaving only that 1.5% interest rate offered for savings deposits in a bank. However if left in tin foil under the mattress, no taxes could be assessed unless you are sleeping with a Congressman who keeps his money frozen in his basement freezer.
Philosophically, vacation use is encouraged for worker sanity and quality family time (if not used should lose); tax returns are underestimated or naive tax exemption management (once a year bill sent to individuals will get it back on track without employers becoming IRS agents); personal time is an employer's option and if funded should be based upon need not entitlement (ask and you shall receive); and finally, government medical assistance monies should be given to professional care providers not pharmaceutical companies, HMOs and insurance scams (as with cigarettes - no more scare advertising for harmful toxins).
Note with enthusiasm, his savings program did not offer bogus sick leave entitlements for carry-over . That government entitlement should be reserved for those with drastic need along with personal time. Neither should be considered entitlement and those who think so should leave government now or risk indictment for public fraud.
Private sector has another outlet through Life settlements similar to public sector access to generational annuities and other tax free options through employment at Federal agencies.
I am sure more will materialize as insights distort meaning and goals to help Americans take responsibility. As Congress realizes their inflated cost of operations far exceed private sector projected population growth within two generations, Americans will decide who goes and who replaces.
Probably more Independents then ever before! Votes will be counted both in Congress and next year's elections. 2012 could produce America's first-time Independent President. Neither a Whig, Federalist, Democrat nor Republican, not even a "greeny" - someone without government dependency background, but with entrepreneurial savvy. Truly a Republic of the People, for the People, by the People as that which founded our nation's governing body.
We need to center our focus. What's left ain't working right.
Webster had it right - keep people employed to build profits. Capon lost his life destroying that.
Analogy is that politics is not a straight line with two extreme ends. It is like a steam engine drive wheel - a piston (private sector) to move it forward and a heavy weight (government) to counter excessive force (third party interference) from imbalance.
(Aug 10 2009)
A reminder of resolve - don't ignore it.
Just off the net - Republican Women want everyone to know there is not enough wool in America to pull over our eyes - just don't tax sheep for this stinking mess.
Contracts are marketing tools denying performance - agreements clarify responsibilities
A basic rule of thumb in relationships is trust and respect. It was Ronald Reagan who added VERIFY.
Unfortunately, contracts are marketing tools for easy access to funds for third-party percentage professionals. Most contracts are unreadable in English as taught, but are tongue twisting explanations of how a signatory will lose everything without knowing about how it was done. AIG was a master at that technique. HMO's and insurance next in line for selling nothing in exchange for percentages.
In law, a simple verbal agreement confirmed by a handshake is all that is needed. That was before law schools created niches for alumni, and Congress saw opportunity in pharmaceuticals.
To get you thinking; here's a 1997 excerpt from Pro Se Legal-ez ;
It's about a ride on a subway train in
Washington D.C. from National airport to the White House.
I overheard a discussion between a senior partner at a Washington law firm and a young lady from the Midwest whom he evidently invited to join their practice.
In their discussions he asked her how long it would take her to complete the work and settle the case they had assigned to her.
She answered with great enthusiasm, "I think I can have it completed in six weeks."
He replied, "a case this size, should take you about six to eight months or we can't afford to hire you."
That's the point. Lawyers make a lot of money because of the myths about the complexity of law.
Law can only address denial or award of Plaintiffs Due Process Rights to What is due. That means a majority of cases are about money. Judges cannot award behavioral changes, or reclaim property stolen or destroyed, or give back time spent seeking What is due.
They can only award money or deny freedoms.
Attorneys on the other hand can only share your monetary settlement without adding any value to your Right to What is due. And, they do it for $350 - $500 per hour using precedent of unrelated cases, misrepresentations, and cold calculations for splitting your award amongst themselves. There is only one Erin Brockovich. There are lot of percentage professionals needing a lot of clients to become wealthy - Maddof???
Getting back to contracts - they tell you why you will not get what you asked for. It lists many reasons that are there to scare you into submission to an open door for litigation rather than satisfaction or assurance you will get What is Due. Stipulations and premise reinforce percentage professional success in collection of what is due, but in no way protects a signatory from months and years of attempts to overcome delays exceeding plaintiff's due process rights to what is due. It is not a question. It is a statement of Constitutional rights ratified December 15, 1791.
Many computer components and licenses to use certain intellectual property demand compliance with contractual terms that even if disputed limit any satisfaction on behalf of users who must agree to those terms - essentially a hold harmless agreement for a third party not willing to guarantee performance to do what was promised. Written by lawyers with concerns to get rich from litigation, especially class actions bringing in billions of dollars to overstuffed law firms. Such a dill!
More text, more risk to you. If you trust the supplier- no problem. If not, no sale.
Congress is writing a mandate for you to accept a contract not an agreement. They are considered to be under-paid, under-qualified lawyers, susceptible to third-party influence. Their town hall meetings typify our Golden West Medicine men. Same rhetoric, different venue. Their Gold Rush is on to meet a deadline or is it just a stop-gap deal to feel good. Maybe not! Comprehensive legislation could render third-party impotent, thus saving billions in tax reductions for a broken system run by thieves (third-party perceptional*).
Perhaps, medical schools could again prepare professional healthcare providers who might make a buck or two after government mandates and insurance fraud are deemed illegal or obsolete. If true, there will be many vacancies among house Democrats and that other weak party I belong to.
Read below blog...
* Coined a new term for valueless professionals - percentage professionals ~ n. leeches ~ adj. percentionals
(Aug 10 2009)
Healthcare needs reform not rhetoric
As enthusiastic as $150 - $200 Million from PhRMA sounds, it is nothing more than a marketing scam to increase production addiction to chemical toxins. Pharmaceutical producers invest much money into research and development of human add-ons to help patients thwart pain or subdue immune systems irritable effects. Unfortunately, many are addictive and abused for momentary and monetary highs as each add-on damages organ performance if abused.
It's stated on every broadcast message, written in 2-3 pages of instructions when issuing a prescription, and encouraged by insurance companies to create a benefit less than costly long-term healthcare.
Any concerns over reforming America's healthcare system needs to include restrictions on third-party influence injected into Congressional and Senate discussions. Those third-parties hire theatrical message agencies to distort their intent. Introducing one new addictive drug has more than $12 Million of advertising on media to persuade our public to question professional healthcare-givers ethical diagnostic opinions on what to do to relieve perceived health symptoms. This doesn't even include cures.
Giving President Obama a pledge of $150 M or even $200 M is no more than marketing 14 new pills or serums that can guarantee more market development of costly healthcare services that will ultimately bankrupt patients, overload hospitals, and destroy our healthcare professionals' network over GREED.
Only benefactors within this status-quo are lobbyists from PhRMA, insurance adjusters denying claims, and mortuaries.
What is needed, is support for personal healthcare savings accounts that could be more effective than 401k's. Monies could be deposited to take care of routine medical servicing.
Perhaps even building dividends and drawing interest if not needed for expensive healthcare procedures. Perhaps a non-profit, Para-government co-op unlike Medicare and Medicaid could cover:
routine procedures. Catastrophic and pandemic diseases, as well as extremely costly life-saving procedures should be covered from tax monies already being collected.
Please inform Howard Dean that nothing should interfere with improving our Veterans Administration program for those who sacrifice so others can be responsible for their lives. VA Hospitals are lacking support and should never be considered secondary to SSI recipients.
Do not even liken it to a public option that needs to be weaned out of our lives for health care costs to modify down.
Congress can cap insurance premiums and remove third-party interference - that comes out of their budget. Congress can give 9,688 lobbyists the boot instead accepting their bribes for overpriced non-essential health care procedures as well as regulate prescription drugs for limited use before addiction.
This bill, Howard is not to build new markets for HMO's, insurance providers or discourage personal - family responsibility, nor should it encourage abuse of workman's compensation, sick days or family preventative care through preventative planning.
Corporate self-insurance works and private, non-insurance company, agreements are far better for families through their primary care locals than any HMO can ever dream up - and less costly within real communities.
All this nonsense, constantly telling private sector tax base about tax reductions without acknowledging more costly fees for what are government provided services just ridicules private taxpayer intelligence.
It was too comfortable for Congress to see private paychecks inflate for many years. They had to do something to destroy that growth. President Clinton's formula within his programs (sub-prime & SEC reductions) effectively destroyed private wealth. He made money while everyone else lost.
President Obama is being torn between common sense distorted by PhRMA benevolence, Congressional power, and economic destruction, plus third-party percentage professionals at risk of being obsolete under a competitive private sector market economy.
Things that should be priority include:
(1) preventative care education
in schools;
(2) small-business/local physician-nurse practitioner agreements similar to self insured
programs;
(3) Community sponsored accountable healthcare cooperatives - neighbors helping neighbors in consort with local clinics, private hospitals with support from public hospitals funded through local
social service
programs;
(4) including medical insurance premiums in that small 33% of mortgage qualifying household income before disposable
income left after housing, food, public utilities, property taxes, transportation, education, state & Federal (all) taxes; and
(5) government regulation
of public programs including:
a) tough scrutiny
of pharmaceutical research,
b) private emergency
response
care,
c) class action litigation / risk of litigation against insurance provider
fraud
(failure to provide timely benefits to subscribers); and
d) public media advertising warnings of:
i) pills having one or more
detrimental
after-effects,
ii) salves concocted from
irritating
chemicals,
iii) solutions with
questionable
ingredients, plus,
iv) personal injury
marketing
and
insurance claim performance.
It used to be an American's dilemma that homeownership was biggest expense above vehicle costs. Now, government taxes have topped that through fees, medical system failure to perform and fraud within medical insurance programs designed for greed instead of a group safety-net. To quote, once again, an outside observer, What a country ! - Only in America. (Yako Smirnov, Ru)
(Aug 3, 2009)
Auto safety and some considerations regarding cell phones road markings
Legislators at state and federal level are considering laws to change driver behavior; yet, courts cannot award or find in favor of anything but money. This new issue is about using cell phones while driving. Good idea, but how do you get a police officer to risk life and limb to pull over a driver at 65-80 mph. It's dangerous enough to try to tail a speeder.
One discussion noted was that fining a driver for using a cell phone would bring in huge amounts of revenue - see it has nothing to do with safety.
Another issue is about illegal maneuvers on roadways. Many drivers cannot see "white" and many are tuned
off to ------------. While helping
new drivers learn about our right to driving a car; teach them 6 rules for longevity on America's roadways:
1) First one to an accident pays, (Keep your distance from others allowing plenty of room
ahead to avoid being pushed into a truck)
2) Return with vehicle intact, (Bring
back all four fenders, Bumpers without dents, lights with plastic lenses, & doors without dings)
3) Allow vehicle room to exit, (always
keep aware of cars behind and those speeding on your right, check mirrors often when contemplating lane change)
4) Square right and left turns, (Enter
turns by turning at 700-900 from lane to lane after your rear wheels have cleared roadside curbs or ditches)
5) Avoid
navigation distractions, (Turn off phones, hair curling, kid feeding, reading books, arguments, loading CD players, and loud music)
6)
Understand roadway markings. (Look way ahead for traffic light status
, plan lane changes really early, note all
roadway signs.
Let's get back to cell phones. For those users under 21 years of age, a program can be developed using GPS locator services to block connection if that phone is going over 25 mph. Obviously, more than the driver would be affected. That's a good thing, since most navigational distractions come from within a vehicle. Of course this would save lives of passengers, State Troopers plus local police officers. It won't generate as much revenue from unenforceable law. It will give judges a break and cut down on "accidental" medical emergencies. It takes poor individual decisions to be accidental and responsible judgment to avoid one.
Would it be difficult to implement? Not really. Would it impair individual rights? Not really. Not if: Individual phone contracts state that subscribers under age of 21 must agree and be knowledgeable that their use of a cell phone in a moving vehicle would be limited to 25 mph or under- that's to allow them to ask directions or call for help. Certain functions like GPS navigation could be made available, but gaming, texting, and voice would be unavailable as well as many of more than 1000's of manipulating functions (APs).
Remember I mentioned color blindness of roadway markings...Well in Australia, they are Red.
I did note in some communities where repaving and crack repairs took place with black tar,
that drivers were more cautious before white lines were painted. I note also, that most drivers have no clue about what short -
- - - - - - after a - - - - - - - -
white line
means when entering major I-system roadways. I blame classroom instructors for not being
able to impact on "roadway" knowledge because emphasis is on passing computer multiple guess tests instead of comprehension of practical exposure to real life decision making
- up to 200 decisions in 2 seconds to Stay Alive.
(July 28, 2009)
Lobbyists take healthcare by the tail for profits -warranted or unwarranted???
Smug as they are, lobbyists control Congressional intelligence. They offer peanuts in exchange for walnuts. It's easy to hold up negotiations for honesty when shareholders look to shrinking returns from their holdings. Is that the American way?
Issues outlined by lobbyists are fears: (1) of a "state-run" program, (2) non-profit cooperatives in the private sector, (3) an effective Medicare / Medicaid, and (4) insurance industry losing its power to demand high costs for premiums and promises of overrated services and prescription drugs as they lose their ability to deny patients needed care for costly medical procedures.
Succinctly stated, its a third-party grab for control. Congress is bewildered over their lack of control and insured's are disgusted with threats and denials of benefits for honest claims. Congress and its fear of Social Security reforms allow SSI payments to anyone abusing themselves to an unable to perform level while elderly (retirees) lose their benefits paid for over 30-40 years of private sector employment.
This is not an easy dilemma facing Congress, but they have no one to blame but themselves. Constituents are irrelevant in these discussions because it has nothing to do with them. It is all about the money to made by whether it be a new tax, more fees outside of a safety net, or sharing profits through investment strategies or lobbyist contributions for faulty analysis of problems within healthcare inequities. Much of this is between professional care-givers, institutions and providers (insurance policies, prescription drugs, mandated this and that) because of third-party interference with an idea of collective funding to help fill that gap of those who need care vs. those who abuse care.
More and more stories of medical survivors are written about natural ways to prevent serious illnesses than those stories about toxins killing immune systems. Yet, a whole new industry developed to replace those good bacteria missing from new-born bodies. Every form of toxin manufactured is available in our drinking water processed as tap water. Media hype for revenues run advertising, scaring people about illnesses nobody has, with messages to consult your doctor if you have signs of this and that -lazy leg syndrome, aches and pains (that in most cases are normal), sleeplessness, and useless plastic surgery, Botox, and other intrusions blocking normal body functions, all with half of commercial time explaining detrimental side-effects or hazards to one's health.
Why do they appear on TV? ~ 'cause most certified doctors wouldn't prescribe enough of them to make huge profits, so viewers learn to fear themselves and buy what their doctors don't prescribe. News media often run stories about disfigurement, overdose deaths, political homicides ( Jackson) and other torturous events that are self-inflicted unknowingly from toxins in drugs. Many are poor copies created in laboratories with synthesized chemicals on the cheap. But media sells broadcast time to these scam artists through actors misrepresenting wellness. As healthcare improves, more ads run to assure a life cycle of drug use from first use through each organ to death.
Ever hear the news report on major cause of death in America? It's healthcare ~ unsanitary conditions and doctor error. Statistically its true. Major reason is over loaded healthcare system with bogus or hypocondriactic illnesses promoted in our media. After all, major shareholders include media along with members of Congress in pharmaceuticals, insurance stocks, and high-tech medical instrumentation manufacturing. Why, because they control profits through scary legislation at all levels~ assuring profitability.
I'm even thinking about buying some shares instead of an insurance policy. Earn enough to pay cash for any illness and if not needed, you get residuals from investment and
monthly/quarterly dividends for retirement. Such a deal - only in America (Yako Smirnoff).
Interesting discussion, The Bush plan for Healthcare savings accounts has been adopted by the Dems.
Guess it wasn't all bad first time around. Remember Dems hated that idea for fear it would reduce government dependency. Now, they threaten to invoke that to quell
lobbyist's multi-billion dollar ad campaign to derail any accountable healthcare reform if it means more cuts in insurance policy pricing, third-party billing schemes or collective co-ops and non profit providers.
Motivation is simple to understand ~ millions and millions of more mandated insured's creates billions and billions of dollars from those who regularly prevent illness and avoid diseases through personal
responsibility.
Fact or fiction: Prescription drugs should not be used for more than three successive months - doing so, defeats human immune system functions, increases addiction, opens vulnerability to cancerous growth. Risk to ignore this may be harmful to your health, financial stability and quality of life.
(July 25, 2009)
Ratings, communications and media influence on perceptions
Yes, ratings can make a difference, or at least, they used to. Ratings were cited to increase sales with higher price points. Public opinion was swayed by what others perceived about issues, politicians or investments. Media used them for cost of advertising in their niche - broadcast, print, direct mail or pre-blogging Internet. Question: Did ratings lose credibility as margins of error ceased to reflect opinions or are they just fabricated for profits?
Bush bashing fabricated by media after 9-11, and; before 2004 elections destroyed Republican candidates everywhere. His ratings extremely high in 2001 -2003 began to plummet, yet he was reelected due to Democrats themselves relying on phony poll ratings. So believable John Kerry thought he won by a landslide until paper votes were counted in Ohio. His people inflated ratings by analyzing polls of 35% more Democrats to Republicans and Independents. Media wanted liberated socialism because they could then prove their impact on America.
However, after a mere 7 months, Obama's ratings are reported lower than Bush's within that same time frame in 2005. Not having those statistics, it can only be perceived that there is a 3.5 percent margin of error, but realistically, it could be Congress attempt to bilk the private sector who after passing a stimulus package and a 2010 budget with 8,666 earmarks that Obama pledged he would VETO any bill with pork; but didn't.
Voters, who sometimes participate in polling may not believe Obama's judgment on a very necessary reform of a corrupt healthcare system perpetrated by Congressional regulators and greedy overpriced insurance, inflated pharmaceutical prices, and HMO's third-party interference with patient-doctor-hospital transactions.
Yes, The President should ask for a bill before August recess. I hope he anticipates that it will not meet requirements to fix the system and HE WILL VETO categorically putting it back on Dems agenda.
Personally, my advice to Congress is not to test his will, but to throw it on his desk for the Veto to get specific direction on how THE PRIVATE sector views what is necessary. This would give reformists in both parties time to reflect as Obama's team sorts through all that is nonsense to be resolved before an early November bill is submitted.
Consider this scenario: Congress gets a Veto in time for their lobbyist-paid junket season and constituent meetings (forget latter). Congress needs this time to secure their 2010 election campaign funds and family benefits. This leaves the President time to restructure the bill without media hype for every 30 words written.
For our Private Sector, it gives us time to choose challengers for those incumbents who rushed through a pork and spend ~raise taxes with increased fees for government services Bill. Let me explain that last comment a little bit more: Congress thinks lowering taxes gets them elected - may have worked last cycle, but they then increase fees and mandated "contributions" to government services". I guess using all these instruments of language to define taxes separately from fees makes Congressmen feel better as they take more out of household income or as I term it Profits and Tax Base.
I heard Obama's remark that we could all have identical benefits to that of Government /Congress, but we'd have to pay for it same as those members. Only flaw in that theory and offer is that private sector is already paying for those programs, but without benefit. Now members of Congress say they pay for their options from their salaries of which private sector is paying along with fees for government provided benefits at least until 2020 when our next economic crisis will occur.
Another flaw in Congressional belief is that private sector has unlimited resources. Yes, they do - it's called profits when given guidelines of what is legal to create value at what margin is ethical and responsible to sustain America's economy. We learned former Fed Chairman Alan Greenspan had no clue, but provided guidance based upon theory. Congress now, is grilling current Fed Chairman Ben Bernanke on his theories. He needs to define terms like - Congress screwed it up. Investors got greedy, Insurance programs spent their reserves without a care about insured, and healthcare professionals don't share in third-party fraud within that industry.
Here's another headlined issue - Auto-maker loans. It was panned, ridiculed, and disgust by media because the Banks abused Tarp protection and bail-out. Yet, both industries have returned or rejected stimulus capital because of short-term profits. It worked for Chrysler in 1980, so it was considered a media risk rather than an economic deprivation. It caused furor among those who were third-party dependents upon profits. These dependents, through intimidation, drove up costs for greed without concern for profits because their concern was collective like so many percentage professionals. They provide no value just depletion of capital until prices increase beyond market resources. This results in economic melt down after several generations of inflated costs as capital deflates in value.
In conclusion, ratings are subjective and abused as any student of statistics learns in his first several days. Some people rely on them as their Bible. Some, ignore them to succeed. Others, are caught up through misinterpretation of analysis. Yet, new media has removed them from influencers to street level personal observations through blogs and social Internet networking beyond what our infamous rating services established after WW II.
One last insight - I checked my credit rating to find no problems in my financial history. I did find incoherent information regarding addresses, phone numbers, and other personal information. I wrote them to correct that information and they said it didn't match their records. They sent that comment to me with a form to correct address asking me to send them SSN, phone #, Driver's License#, Passport#, Utility bills, Birth Certificate, Federal Photo ID, etc. I declined to respond, since Third-party debt collectors had been harassing me over some forged Court Orders reversing a Prince George's County Judge's Order in the Record. Why would I correct my address where I received their request. They just want they sell that information to phony debt collectors among other financial institutions?
(July 21, 2009)
Public utilities regulated by government have unreported profits from billing scams.
Public utility scams should not surprise anyone. Regulators turn a blind eye to energy provider abuse in favor of more tax increases to pay more regulators to look the other way.
In Maryland and Virginia, abuse is prevalent due to numbers of politicians from across our nation seeking residual income from law making. Apparently, political office cannot support political families without those bag lunches over which law is written. Agnew was caught, but didn't affect tradition at lower levels.
Recently, a case was started against Washington Gas, although this incident is not isolated to them. It is just a great example of greed and corruption performed by incompetence as long as no one recognizes their billing system as utterly fraudulent. BG&E and Pepco plus Midwest companies follow precedent established in the DC region.
Case in point. An apartment resident establishes an account for gas or electric. A third-party calls a utility company, could even be a company employee, closes the account and billing goes through a third-party company, while utility collects auto pay from resident. After problem is identified they just continue to bill apartment owners four states away for gas feeds and electric. Amounts continue to grow as customer service reps keep promising resolution that never is addressed. Other nails in utilities' coffin include threats to account holder to turn off gas and electric even though it was paid multiple ways: landlord paid through a consolidated payment FOR vacant apartments, and resident double-paid since 09/01/2002 through documented, bank generated auto-pay.
Public Utility solution is to delay resolution for a month or two, especially if utility owes consumer; then try to keep the monies from all parties by applying it to an account without disclosure. MD public Commission filed an inquiry and responded with..."Often the company is able to resolve your dispute with minimal intervention on our part." (CASE LOAD [Complaint Number 709110629] MAY BE TOO GREAT TO ADJUDICATE IN FAVOR OF CONSUMERS)
Protection comes from bank notice of fraud and with police reports resident can recover all paid amounts. Apartment owner can withhold all payments for empty apartments or conjoin with resident for Due Process - What is Due.
A fraud investigation is pending. If litigated it could exceed Madoff's time and money while indicting those with regulatory responsibility to fraudulently capitalize on proceeds from incompetent legislation allowing such activity.
As utilities cry over cost of supplies, perhaps they need less government subsidy, less government protection, and more competition. Rate increases cover huge bonuses and payoffs to fourth and fifth-parties who are outside third-party involvement thus, those costs should be adsorbed by utility executives and investors who inflate losses to governments hoping to gain billions in profits squirreled away in foreign banks and floats through NASDAQ and AMEX allowing by law non-covered risks of speculators.
It should not be customer loss due to false inflation from utility accounting fraud and should not be resident responsibility to create profit complying with government created corruption for sole source.
We're talking about billions of dollars in misappropriated payments buried in murky accounting procedures to generate huge bonuses as in pharmaceuticals and healthcare. It seems that if it works in one mandated or required industry, it should be possible in all others. Common thread is; all those politicians ignore best practices when legislating government regulations at all levels from Home Owners associations, through community leaders, onto city-townships, to political districts, to mayors, county council persons, Congressional members, Governors, etc. Take those listed out of billing and costs for survival may become realistic to wages of customers not salaried servants from government.
(July 13, 2009)
Decisions, personal or demanded at the moment.
Retrospection is historically fragile as time influences perceptions of events affected. Those persons' responsible decisions use available events, situations, and perceptions of that time to quell adverse effects by contemplating many avenues of resolve, many opinions from perceived experiences by others, and many insights from personal knowledge.
Throughout history scholars and political historians attempted to challenge critical actions with alternatives to those decisions made during historic times.
British military decisions looked to formations of riflemen against a like formation of enemy. American patriots took cover as insurgents defending their home land. Outnumbered and threatened , they used surprise and new thinking to thwart taxation and foreign rule. A concept learned by adversaries in all following wars that reached extremes in Viet Nam. Robotics and remote controlled war machinery entered in 1991 during Desert Shield/Storm as doctrine 2000 developed from Air-Land Battle concepts slowly replaced battlefields with Theater groups combining services into one force with multiple capabilities. Doctrine proposed in 1983 illustrated many fronts as skirmishes using urban battlefields requiring extremely mobile, highly trained foot soldiers equipped with sophisticated weapons for surgical insurgencies as airpower supported by specialists who weaken enemy resolve.
Point is...decisions in 1789 can neither be reversed in 2009 nor those in 2001> >2012 to reverse perceptions and reality facing those decision makers at critical times under serious threats.
Now, Eastern European countries have a history of permanently removing their leadership after the fact with certainty. In civilized societies, leaders are voted out.
Obama, is making many decisions that affect many people in very adverse ways. His predecessors did, too. If our government indicts every decision-maker who dealt harshly within historical times; where is there incentive to seek government positions? It's not for the money from Office. Maybe its lifetime pay. It certainly is not incarceration from serious decisions that had desired effects to thwart disasters, economic, education, healthcare and security by our evolving War Department >> Department of Defense of four sub-departments organized according to mission >> Department of Home Land Security combining intelligence agencies with military capabilities extending to immigration.
So, who in their right mind would want every word iterated misinterpreted to initiate threats of retribution for keeping our nation intact?
Only those who would exploit others decisions for notoriety without perspective of those times. It is easy to challenge without knowledge, but fabricating opportunities to appear heroic at past leadership expensive is abusive and unwarranted (reference to Speakeasy Pelosi distortion of truth)
Obama's trek through these times may direct historical decisions without risk or not? History will not let legacy decisions be determined by politics for personal gain. Heroes are those who accomplish goals, not those Congressional or over enthusiastic civil servants second guessing through insertion of different circumstances against past successes.
Time progresses, Earth spins, taxes increase, bills continue, and then you die - historians will tell how great you were at whatever you did well. Or, in Congressional history which branch of government has more corruption - kettles are blackening more since Clintons than ever before (parody on ... pot calling kettle black).
(July 10, 2009)
Healthcare ownership is not a bad investment, unless...
...you are protecting a cash cow as third party. Best recommendation to date was to insert a non-profit insurance arm into an already corrupt market. Competing will be easy as 1-2-3.
Long-term automotive warranty programs have been successful. Reasons vary, but mainly, it resulted from manufacturing better cars and reducing possible failures especially in early years. Likened to preventative healthcare programs that could have similar affects.
Medicare and Medicaid comprise an old fashioned warranty program, so to speak. It neither stresses preventative care nor healthy diets with exercise. It merely concentrates on taxes, taxes, and more taxes, to support pill pushers and malpractice insurance providers.
Rebillers over estimate costs for preparing billing, inflate fees for support as professional care-givers deliver promised procedures to include heavy burdens of hospital, clinic and private practice professionals with mandated high tech limited market technology at every level.
With that scenario of reality from an objective viewpoint, you can probably guess a Congressional approach - mandate insurance payments on everyone regardless of worth with penalties if food, transportation, education- well you know the list - is more important to privacy - then government dependency.
So let us add that to our multi-level burden: (1) medical bills for services followed by prescriptions; (2) workers compensation and employee paid insurance plans; (3) family insurance plans for non-essential services such as optical, dental, and preventative referral consultations, along with (4) taxes on co-pay programs through employers and (5) two bites from government as Medicare and Medicaid contributions.
Add those numbers to this list - case you forgot - a home mortgage, education costs, family transportation, utilities, food, clothing, and home maintenance plus risk from others to health and limb, you probably will find less than 40 percent of Americans can afford no more mandated expenses.
However, simply understanding that 330 million people (that's 330,000,000) collectively can decrease need for insurance by practicing preventative medicine using natural substances grown everywhere without chemical enhancements. For some, it will require intervention. Not those requiring isolation and 12 steps, but that which can be legalized i.l.o. toxic prescriptions. Highest mortality rate in America is attributed to doctors and hospital errors.
On the whole, simply introducing a 100,000 mile warranty save auto makers much cost as well as their low cost coverage assure buyers that vehicles exceed all speculation on life use. Theory then is to philosophize that insight and look at the body in a similar way. If the motor fails - systems don't function, you don't drive anywhere. However, for a simple fee for 100,000 mile warranty you can get it fixed, rare that it is, thousands of third-party salesmen are selling long-term warranties for cars up to 25 years old. Cost of such protection increases with a car's age. My primary vehicle, an '82 Chrysler Lebaron has 428,000 miles with an daily overhead of $6.54 per day over 27 years of operation including some major repairs along the way - fully documented, indexed by years of maintenance receipts.
Sound familiar to our human bodies? It should. Yes, insurance could be rated based on age starting at birth to 10 years; then 11 to 25; increasing a little at 26 - 55; from 56 - 62 it would have a decrease due to government funded Medicare and Medicaid. That is if government wants a piece to cover government dependency.
Insurance rates would moderate to near oblivion as (A) preventive care increases, (B) age is less vulnerable to risk, (C) policies would cover costs not percentage (third-party) inflation, and (D) Healthcare professionals get paid from treatment and not to cover third-party interference (lawyers, accountants, and HMO's).
Consider how easy it is to resolve this dilemma. Market economy (given a bad rap by investor greed) can reduce costs. Doctors can control their patient load in private practice for an average plan costing $4,000 per year or $333 per month with a 500 patient list. Catastrophic coverage could be 50/50 plan pay and government subsidy.
Plans would be based upon incentives, recurrences, and health preventives that would reduce costs through patient wellness. Ground rules would be no patient turned down for any reason by insurance providers. No discrimination between men and women. No caps on payouts and no denials of claims for P&L. While this seems harsh on health care providers, it will get people healthy not broke - awareness of risk will keep bank accounts flush and bodies functioning.
There is no need for Congress to assume government dependency will do better. Healthcare premiums are not a benefit for buyers, it is for insurance agents and pill pushers who inflate using unreliable statistics because preventive medicine has been frowned upon for profits from intimidating patients into tests and medications that could be fatal - ref: Michael Jackson.
(June 22, 2009)
Health care issues surprisingly may restructure insurance / legal industries
People have spoken as ABC recorded history- making revelations from every aspect of our society regarding fixing our expensive healthcare system. Fraud was identified, birth and aging rights addressed, gouging from HMO's, third-party administrators questioned, and insurance industry admissions of wealth building from ineligible rules, procedures, and fraud perpetrated upon professional healthcare providers.
Legal ramifications may release courts of long drawn out cases alleging wrong doing that may never exist. This will impact on law schools who will lose prestige over fewer news media cases taking our private sector for all its worth returning few if any dollars to named defendants in class actions. Modus operandi is to send out millions of letters seeking proof or support to sue a hospital, product manufacturer or professional health care provider for some action that has little relativity to a symptom or failure to eradicate a rare disease. With all those signatures, lawyers make billions of dollars in fees while patients entrusted to speak up for a class action issue barely receive a hundred dollars or as in most cases, less than $50.
These costly frivolous suits keep judges busy eating up trial time for real cases and of course return more to them in chamber discussions. You know which are honest judges, they usually complain about their government salaries versus others who order judgments for plaintiff or defendants based upon opposing attorneys' agreements to include them in sharing 33%-65% of amounts awarded by juries of peers.
Reasons to be optimistic is 2010 Congressional elections will ride on, Should depend upon, private sector votes for challengers over incumbents for allowing this medical ponzi scam to thrive for so many years. Law schools teach what? Several prominent law professors told me that through my 17 successful cases as pro se, my strategies far exceeded what they teach in their law schools. To most graduates its about heavy fees versus right to what is due.
That concept scares our Supreme Court based upon an old adage that due process means you have the right to hire a lawyer to have your day in court or an hour or two at $350 per hour. Not so said our forefathers implying through language almost three hundred years old, that it is really about, in simple terms: Due process ~ Plaintiff's right to what is due.
Understanding that concept perhaps our healthcare mega-industry will become responsible without malice, eliminating greed and wind falls from pandemics while hawking toxic chemicals as cures that subdue what our bodies can do with natural substances; i.e.: water, fruit, fiber, vegetables, poultry and fish with 3 hours of exercise per week.
First step, is to get legislation out of private practice doctoring. Not every clinic needs to have a high-tech emergency room required only to subsidize those manufactures hawking overpriced technology for profit.
Second, keep lawyers out of personal injury cases until after a judge holds a merit hearing between plaintiff vs. defendant. With that opinion, perhaps defendants may reach less costly settlements without high cost advice for overt wrong reasons.
Third, demand attorney's and expert witnesses are minor beneficiaries from judgments and if defeated there is no client liability. If a win, client gets 85 percent with 15 percent to attorneys and witnesses or paralegals.
Fourth, cut off or reinstate regulations deterring advertising settlements on television or DM and Internet for not only attorneys; but including third-party percentage professionals whether they be financial advisors, insurance salesmen, mortgage or real estate brokers, or investment brokers - anyone who lives off a percentage of a group of private sector taxpayers without producing value unless they are dealing with Congress about lowering costs of government and its overhead resulting in surpluses not deficits.
(June 22, 2009)
Bull Shit Tax; lobbyists making hay out of it.
Many scholars, aficionados of greenhouse gases lifted their tails recently when lawyers told farmers they could be taxed for methane emissions from their live stock. Estimated at more than 25 percent of harmful gases emitted into American environments comes from cattle, sheep and pigs from both ends.
Congress figured out it could get $175 from each dairy cow, $150 from each bull/steer, $60 from each sheep, and $25 from each pig, by requiring permits to exceed emission guidelines. Looks like chickens came clean by encouraging everyone to eat more beef. Cows campaign Eat more Chickin failed to make it's case.
Statistically, over 170 million cows, could create tax revenues exceeding $30 Trillion. Will Congress ban Mediterranean Diets as illegal?
Shrimps, crabs, tilapia may begin to campaign for more beans with spinach, tomato, cucumber salads garnishing skinless baked chicken.
In all respects most taxes fit this category. Reducing cost of government would be an easy fix if it focused on defense, infrastructure and economic recovery within our private sector. Results would be a motivated population, production successes, and global markets adding revenues to internal collections through cash circulation within communities, or to please politicians, districts and precincts. It would also eliminate draining federal resources to solve local problems becoming dependent upon third-party (Fed) assets.
(June 19, 2009)
Can effective programs resolve over time?
Juggling a variety of balls of different sizes or scopes is not a bad management technique. Sometimes focusing on one thing over time keeps the mind from connecting links from subversive and cognitive inputs offering expanded resolution. Witness when your mind creates as you sleep some really great ideas addressing hard thought conflicts mock genius. You wake up; write them down, but when reading those notes a few hours later; your reaction is: this sounded much better last night, but has no relativity this morning.
On sticky issues, changing from mental to physical activity has great benefits. From thinking to doing, your mind runs wild connecting events to thoughts that challenge earlier resolve. This is good. Time and events make a big difference on decisions over extremely complex problems. This self-analysis positions extraneous inputs from others. These inputs shape issues with insights for further exploitation of effective resolution.
However, this initial resolve is just that. More and more time allows brain networks to integrate facts and fiction affecting an issue. Related thoughts frame resolve for best practice. One individual should never be satisfied with short term resolve, for history will reconstruct that action against time.
Stages of issue resolve include:
-- identification of problems
-- mitigating factors and actions
-- damage assessment and immediate controls
-- impact on victims
-- identify cause versus symptoms
-- remove third-party interference
-- develop strategy to address cause
-- tactics to eradicate cause
-- resolve issue without conflict
Observations reported in media generally address symptoms that rally opinions leading to misleading conclusions of cause. It is not so necessary to address every symptom immediately for reasons that will unfold under study. There is nothing wrong with changing direction mid-stream after solid fact finding. Many third-parties will develop counter-strategies for very wrong reasons. Defensive support will over state negatives of third-party making it necessary for proponents to sort personal direction from experience to target a positive resolution or aftermath will override closure.
Historians are watching this scenario on two fronts closely related to past experience. Japan's aggression in 1941 against both North Korea and Iranian threats in 2009. Quick studies will not prove effective in these cases as global issues interfere with resolve. Its a little like family feuds - who gets attention? Environment or Politics? Green House gases or economics? Is there resolve or is it a false threat? Will any reaction fuel these issues or can they burn out in time?
Concluding determination is essentially throwing all these balls (facts or fiction) into the air to see what sticks or falls out. Observers will scratch their heads, make unintelligent comments, but resolve will win out as each element regurgitates its special interest while formulating a feasible explanation of why a total package may be better than throwing money onto a fire to put it out.
(June 13, 2009)
Iranian elections shouldn't surprise Americans
UPDATE (06/22/2009) -- Reports from Iran indicate more votes counted than voters available. Works in US elections. It doesn't bode well if religious leaders arrest or incarcerate family members of most powerful voice chairing committees with power to reject both the religious leaders as well as political leaders. Changes are a coming - perhaps soon.
It was reported that votes don't count. We saw that in 22 states last year as Dem model Maryland has proven year after year. Will Iran's supreme leader, Ayatollah Ali Khomeini, acknowledge its facade or will tyranny continue. Watch to see if challenger, Mir Hussein Mousavi, former prime minister, survives this next week/month.
White House quiet on this one.
Remarkably, in America we don't shut down our communication$ network$ to cover it up.
(June 11, 2009)
Test of Wills or Healthcare reform, a taxing resolve
Prez says he wants private insured with options for public programs, too. Kennedy says he wants private sector to pay all bills without regard to profit and loss. McCain wants to tax private sector workers for luxury of healthcare as an entitlement income.
Trouble is that healthcare industry takes the money, provides management of accounts, but fails to pay the bills. Instead they pay policy advocates (claims adjustors) to deny claims until patients die from whatever illness they had because they didn't prepay on catastrophic diseases or unknown inherited illness or anything requiring more than a band-aid to repair.
Congress' solution is tax workers for universal healthcare. Considering, there is no contribution from government for this except additional revenues from private sector profits. In other words stick it to those who produce to pay entitlements of those who do not. Sound harsh on those who want cradle to grave support? Maybe so. If that is what people want, tell them to run for Congress. If they can't get elected, they'll have to go to work without SSI and universal healthcare for drug addicted disabilities.
For those who develop critical diseases, have family history of catastrophic illnesses, and/or serious injuries in auto accidents, their liability would be covered through personal responsible insurance programs. For those responsible families who eat healthy, exercise and use judgment to avoid accidents, there are savings accounts and mutual funds to grow personal healthcare funds while creating family financial security. Where government fits in is when private sector contributors fail to support their community and private medical facilities.
Unfortunately, insurance policies encourage betting against oneself's level of responsibility. Risks are mitigated by those lacking awareness that accidents just don't happen. It takes two individuals to create an accident, with a team of sharks waiting for monetary rewards. Fall out is resources are excessive within our healthcare financial world nurturing greed and over priced third party services essentially to administer a seemingly unexplained fact of life.
Have you ever met a poor insurance agent - they're hard to find. Monies accrue beyond what is required to meet collective policy payouts. Excess is not returned to responsible individuals. It is distributed to those supporting laws making ponzi schemes legitimate. That was illegal early in the 1900's - seems like yesterday - also last year.
Too many states fail to take care of their citizens i.l.o. high salaries for council members and government officials who seem to ignore their elected responsibilities for prudent and adequate governing.
LATE Update (06/13/2009) - AP confirms reports that many members of Congress are shareholders in healthcare industries including hospital boards, pharmaceutical boards, and insurance providers. More devastating is knowing many spouses hold key positions even before they hooked up with their Congressional spouse - questionable match up? Former Democratic Senator - Presidential candidate, John Edwards exploited American vulnerability for private gain. Seems what Congress accuses of private sector is acceptable/exceptable in that lofty glass people's house.
Lowering costs of government provided healthcare will not create competitive private sector fee structure if Congress continues to receive earned income from those entities they own, you think? Talk about a scam....
Mandated government insurance will not answer the call for healthcare reform. Federal government has no business suggesting such nonsense except as campaign rhetoric as so many have used for re-elections in career seats with impunity from abusive practices.
Major Corporations will take care of their employees through self-insured or company run funds. In that way those who work for them can be assured that legitimate health problems will be treated without overhead of government interaction based upon entitlement to sick days (used or unused), personal days (used or unused), vacation days (used or unused), or snow days (used). Cutting any option for fraudulent claims will reduce liability and doctors will get paid before government agencies get a bite.
Smaller companies will develop alliances with their accountants and general counsel to process claims through or without insurance companies selling over priced fee schedules and exorbitant administrative costs created to assure maximum return to HMOs and administrators representing professional care givers.
In middle America, or now, known as Main Street, local doctors prefer to bill patients directly without Third Party interference (a definition before the U.S. Supreme Court) to secure for those entitled to what is due.
This Congressional bill needs to address personal responsibilities rather than universal, community vs. nationalized averages, and reduced fees from Third-party interlopers while denying ambulance chasers a right to class actions for a few hardships.
I guess the real question is: why do we tax government workers?
Private sector has paid their freight, weight, and retirement with excessive amounts versus value received. Let's just tax government entitlement recipients for their lobby receipts, contributions, and investments, plus in those states; personal property taxes while we reduce government payrolls by 35 percent for parity salaries of those in the Other 98 (those not in top 2 percent).
(June 1, 2009)
Academics says cyclical downturn, was it enhanced?
It appears frequently after Presidential elections. There are two historical events that bring our citizens together; (1) a recession and, (2) a war. Is it planned as we learn more about how our appointees describe economic performance and war longevity.
Was too much wealth developing in our upper two percent? Is it created to bolster failed Government money management? Was Governor bailout predictable after Minnesota bridge failure bringing attention to lost transportation maintenance funds? Or, was it a cover-up of poor regulatory psychology?
All these concerns are reported by different news media, pundants and analysts without scientific statistics. Intuition or not, reality is that America's private sector took a bath in Trillions of dollars of increased deficit for what?
Some quietly suspect socialism is near. Others speculate on nationalizing banks. Some see an end to profits and loss reverting to government distributions. Whatever people experience in near term is driving our economy. False predictions of early recovery through inflated, unsubstantiated remarks to media, supported by government agencies hasn't arrested those consumer indicators; (1) pump prices, (2) mortgage access, (3) retail profits, or trade balance.
Fact is global investors continue to buy America cheap and inflate consumables value 'cause they can without regard for counter economic strategies.
Newest scam is; mega mortgagors buying up foreclosures with foreign assets resulting in inflated housing-market prices. While government tries to lure poor, unknowing, under funded home owners, to purchase existing foreclosures; foreign, real estate buyers are looking to overturn depressed housing markets back to over-inflated pricing that developed over previous sixteen years which could retrench home buying in an even greater downturn for five years or more.
Investors lured into virtual markets lost real money to traders who destroyed value with derivatives - false insurance policies sold to protect money laundering. Many using no assets to cover long buys and short sells as no money changed pockets.
Quick fixes should have alerted many more of us, but it seemed so sincere that private sector would receive a stimulus. Yet, it did not happen. Jobs keep disappearing. Companies keep downsizing. Independent retailers closing doors; and big box stores thriving on drastically lower sales and discount retailer aisles are now navigable.
Media reported recently that companies are laying off less workers is a sign of recovery. Not so, say naysayer. Companies only employ essential workers today as concept learned from government during snow days.
What is a reasonable solution? How about next year electing Republican challengers who express centrist Lincoln and Reagan values. After all, that philosophy won last year - driving Reid and Pelosi ecstatic over opportunity for excessive porking and spending building more government by ignoring private sector profits from private sector tax payers = tax base.
(May 29, 2009)
Well, a test of judgment as games begin.
Will it be insightful or inciteful? Can a justice within a minority be treated as they perceive a white male? Will this be another fiasco as with Justice Clarence Thomas? Will anyone but an incumbent Senator care?
Answers will be learned during next session.
Republicans have begun to threaten, criticize, and question previous Presidential appointments of a seemingly qualified individual even though our current President was urged to find someone outside of the Judiciary and not an attorney. Face it folks, that's all he knows is Harvard Law and teaching Constitutional law in Chicago. Both he and his nominee were Law Review Editors in their respective Universities as post grads.
Personally, it won't matter to anyone because issues proposed to that High Court usually pertain to rejecting: social engineering, employees rights, and misunderstood Congressional Law based upon special interests. It has little or nothing to do with precepts outlined in our Constitution. It has more to do with how much money is involved or an important decision to save incarcerated criminals from ultimate sentencing.
Let's not have a media circus determine our fate or Justice Sonia Sotomayor's nomination. Constitutional guidelines explicitly reject litmus testing or minority status as qualifications for the Supreme Court. In fact, this Court needs an experienced independent outside of the Judiciary as speculated to represent private sector instead of government preference when regarding Citizen Rights accorded by those guidelines ratified 218 years ago.
So, let's see what round one develops and direction in round tow before a round three appointment.
(May 23, 2009)
It must be the water - services suck these days
USPS, UPS, FedEx, and DHL used to be reliable names in delivery. How times have changed! There is no responsibility in delivery services as documents, goods, and flats (large envelopes) are being redirected, delayed, and lost (stolen) as a means to make money.
DHL has long disappeared losing foreign routes and franchises overseas. Gone are the flying trucks and railway piggy-backs.
USPS within this last month, delayed twice a flat containing bank instruments to set up accounts. In mid March, it wasn't picked up right a way and the address label melted (ink Jet). However, return address was sufficiently readable to return after three weeks. A second one was sent with a USPS approved address but was returned to sender - annotated Return to Sender , Wrong address. I finally drove original documents to the Bank (58 miles round trip) That's government operating under the watchful eye of Congress who could care less. It's a leadership thing.
UPS on the other hand has a ring of fraud operating in the Nation's Capitol region. They just take documents and send out zip strip opened empty envelopes telling you a machine ripped it open, removed and destroyed your documents from a page protector left in that empty envelope. How do they address it: We sincerely apologize for the inconvenience. What was stolen were original documents being sent from Russia to America for DHS verification. It was tracked intact from origin to Philadelphia Customs. From there it went to UPS Laurel Distribution Center where a machine needed those documents more than me. According to UPS security, illegal aliens could have lifted those docs as they were working through the night loading local delivery trucks. Easy to pass blame onto unknowns.
Several years earlier, I learned from UPS employees of a neat scheme where arriving packages with value were redirected by employees slapping new labels over originals so drivers
wouldn't be accused of stealing. It turns out that UPS employees were selling those goods while having UPS insurance reimburse patrons some estimated value close to its delivery fees. It is not known yet,
how far up its management chain the corruption surfaces. That investigation is going forward.
We thought Madoff knew ponzi. Looks like CEO Eskew knows well what is going on. Think of how much money can be recovered from redirected stolen goods and documents with intrinsic value can reap for pennies on
value of shipped items under terms of their sleazy contract supposedly regulated by government to reduce UPS risk.
FedEx was fed up years ago. However, it remains more credible in delivery schedules offering competitive fees. International mail, USPS to receiving nation, is quicker and a quite a bit less expensive. As far as experience goes, never lost an International send through USPS International. Time in transit is same regardless of service. Just had to pay twice at new rate of $1.17 to send across town, and then had to drive a third packet at a cost of time and gas or about $5 to $10 plus loss of access to funds and missing critical deadlines for transactions.
Moral of this discussion is that services aint' what they used to be. Much is a reflection of Congressional oversight and regulations that protect industries rather than patrons, home buyers, and private sector users. Patrons take risk for service providers inability to effectively manage. Seems wrong emphasis...
Here's an un-related question: Can any of these delivery services assure delivery? No, because they don't hold their chain of command accountable. It's really similar to investors - it's all about how much money we can make, with another derivative - reselling stolen property and documents, instead of just those meager fees people will pay to ship stuff.
One last example; a friend of my shipped computer equipment to his clients for data storage interface. UPS lost it all requiring court action to resolve this matter of replacement of more than $15,000 of equipment. Their first offer was for delivery fees of less than $150. Guess they thought they could get more if they resold the items through their redirect outlet.
'When Brown, UPS, makes a promise look to FedEx, 'cause if you question UPS their answer is:
Thank you for contacting u$ about your un$ati$factory experience with UP$.
Our goal i$ to provide $uperior $ervice to each of our cu$tomer$. When we fail to meet that commitment it i$ a matter of $eriou$ concern to u$.
We $incerely apologize for the inconvenience that you were cau$ed. By taking the time to bring your concern to our attention, you enable u$ to continually improve our level of cu$tomer $ervice. We value the tru$t you place in UP$, and look forward to the opportunity to $erve you again.
$incerely,
(a graphic signature)
Jennifer $pencer
UP$ Corporate Cu$tomer $ervice.
UPS ™ logo and $ inserted for emphasis within text from UPS custom
Facts are based upon first hand knowledge, backed up by documents filed with DHS, INS, USCIS, Department of State, FBI, Ann Arundel County Police, U.S. Customs, and filed in US District Court in Maryland, US Court of Appeals in Virginia, and pending in The U.S. Supreme Court case 07-10789, May 7, 2008; http://www.dueprocessinstitute.org/Supreme.htm
(May 21, 2009)
Must be a way to impeach Congress
Chief Ditz Pelosi is making it more palatable to consider a dramatic full court dismissal of Congress. Alzheimer or self empowerment, she seems to want to derail government through false accusations of serious security concerns. Memory loss and Lobbyist bribes should be enough to remove every sitting Congressman, or Congresswoman, or politically correct Congressperson.
We can make light of her allegations, but her antics and self empowerment has earned her title of Chief Ditz. This is not what is needed by someone who could step into the Executive office unless that's her plan. She may need to experience water boarding to remind her that's a tactic to find out what terrorists really believe and know.
This mockery of her actions maybe a little extreme. Her leadership perception is to derail The President through increased abuse of pork, graft, or ear marks. She's displaying her finger, you know which one, at America's private sector tax base. Changing that perception requires replacing or refunding every deficit penny back to those who had jobs, affording them a renewed privilege to pay taxes.
Yah, sure! Like we feel our funds are well apportioned. In all honesty, Congress has few responsibilities:
Article IV; section 3.
Article IV; section 4.
Article V.
Article VI.
Article XVI.
Article XXIII
(May 18, 2009)
States Rights or Abusive greed
As long as I can remember, I will. It seems they, States, can tax residents on property, sales, income, and nonsense. So, why is it they seek Federal tax dollars to pay their bills. "Cause maybe, their legislators and administrators cannot get re-elected with tax increase speak. Or maybe, they forget what is important to constituents.
Question of the day is: especially in those states where businesses and millionaires have left, why can't you figure out how to create an economic climate that will circulate cash throughout? 'Cause maybe you've never balanced a budget based upon income and expenses, duh?
In Maryland, they figure slots will do it. If that's the case why is Las Vegas selling family vacation packages to visit their dinosaur casinos? Some states think revenues can be generated by lawyer speak imposing new licensing on little red wagon Kool- Aid sales by pre-schoolers and elementary entrepreneurs. No one wants to pay an extraordinary licensee fee.
In fact, an even worse scam is imposing regulations created to legitimize fee based public pools and spas upon private pools and semi-public ones not required under law. In Maryland, Prince George's County official, Marow Leonard said that those impositions were in accordance with State law. Not so. State officials in Maryland Health and Mental Hygiene Department confirmed that only public pools and spas need to follow certain rules in COMAR 10.17.01.
Perhaps, Prince George's county officials cannot read or they are related to its County Executive and need to cover their recently enacted pay raise from $61,000 to $89,000 to sit in the County Council. On the other hand, it could be they just figure there's a stupid private sector that will not check it out. After all, their money (ps) is our money (gov) creating salary deficits not covered by legal taxation. Truthfully, part-time government workers should receive parity with private sector - $7.50 / hr to $10 / hr.
Elitist philosophy is more prevalent today as mentality of public officials changes to tax everything not tied down in order to cover failures in managing State budgets with its contingencies and maintenance trust funds. There aught to be law about effective management rather than allowing affected management without penalties for moving those funds from designated accounts to general accounts. I think they are pushing for one in private sector without addressing public sector. That's normal, eh?
As I write this, Virginians are running an advertisement against a candidate who feels strong about earning wages rather than collect unemployment. Tag line is that Virginia won't get its fair share. Another insinuation is that its taxes seemingly go to other states - not so guru! [ref: Article XVI]
This, just makes previous coffeetalks about next election more important. Make sure your representatives have at least some private sector experience or retail sales. Plus, they should have military experience to prevent any form of weakness to empower enemies.
It is important to ask questions about regulations to prevent having your life run by idiots who just think their little itty bitty power means something. Truthfully, intimidation usually tells you they just don't know; but wan' a keep their jobs.
(May 14, 2009)
2010 Election Season begins - here are some considerations
It's time to look for help. Risky as it is, with so many private sector successes lost to Congressional corruption, opportunity opens its doors to problem solvers vs. problem instigators.
Yes, members of Congress can lose their seats and perhaps with enough private sector newbie's, could lose their seniority and under extreme realities their retirement and entitlements. How you say? This could happen - jail time for fraudulent acquisition of lobbyist dollars (takes only $1 given to a staffer or relative [Spiro Agnew syndrome]).
Smart voting instead of media sanctions will work much better than simple mud-slinging by incumbents. We all know how complacency protected us last year as more of us report to job fairs and unemployment offices before heading to welfare for food stamps plus energy credits from Venezuela.
Consider candidates based upon their private sector contributions, such as: occupation vs. percentage profession; level of management vs. staffer or executive advisory board; self employed vs. government employed, and maybe even political party vs. activist.
Questions for qualifying potential candidates, include but not limited, are:
~ Are you closely related to an incumbent politician within a major party or a government subsidized industry?
~ Have you worked in the private sector most of your career?
~ Did you serve in The United States Military (active or Reserve) for more than 20 years and collect retirement income?
~ Do you own or operate a family owned business, a small neighborhood business, or medium sized manufacturing business with International sales?
~ Is your financial stability based upon personal wealth or future income from private sector or government service?
~ Has your orientation leaned toward fiscal strengths, social engineering, or regulatory restrictions?
~ Awareness of balanced budgets was learned through earning profits and paying taxes after costs?
~ Have you relied on others to make important decisions for you without researching available data or requiring completed staff work offering impact statements, options, and recommendations?
~ Have you ever accomplished completed staff work at any level of private sector employment?
~ Can you define these terms in relation to origin and relative value: profits, tax base, Made in America?
How many times must we pay for healthcare?
Many of us really don't need it. Insurance companies sold it as a pool of money to be shared with those who did. Then Companies thought it would be good to offer a plan to pool for their employees while building a loyal cadre and workforce to manufacture or create value resulting in profits. It became a cost of operations to keep a healthy company performing.
Today, it is considered by many as a right if hired. Folks; it is not!
Government thinks it should be universal to help defray their costs for government workers who seem to abuse any privilege with a right to sick days, healthcare paid by taxpayers, holidays for any reason, personal days to care for children - shopping during sales, additional vacation days to what it is already ridiculously more than most people can afford; and, of course, retirement from working one-day even before a first paycheck.
How does Corporate look at it? If by government example, it is a cost of operation not an income enhancement. I got that wrong - government thinks it is a benefit that if not needed is an entitlement. Guess those days of sharing expenses for those who need it are over.
Let's look at some statistics - compare sick leave recipients in government jobs with those of employees in private sector starting with family owned businesses, neighborhood businesses, service industry businesses, manufacturing sub contractor businesses, Government Prime Contractor corporations, and International consortiums to see who has greater incident of claims paid and who carries losses from overly fraudulent claims for personal days, sick days, medical appointments, unused vacation days, paid holidays, snow days, and hypochondriaddict medications.
My guess is that government has reached highest level in all categories, therefore, to reclaim its losses needs a universal program to recover by inclusion of healthy private sector. Another way is to tax those benefits to recover tax monies paid to government employees and stick that amount to deficit while increasing spending capital by taxing private sector employees at all levels for what has become mandated healthcare if over three employees.
Who makes out on this ponzi scam - insurance companies and government. It's mandated by government that reduces income through taxing workers (government and private sector) leaves less for discretionary spending except for Congress. They need more snow days for non-essential employees. Result from this move diminishes retail profits.
Fixing healthcare is a simple matter of keeping third-party out of medicine. Remove lawyers advertising personal injury suits, class action medical malpractice suits, split billing from hospital with care givers, replace by honoring paid-in contributions from those who elected to contribute, and allow communities, businesses, and self insured to buy into a medical savings plan that would return unused accumulation of premiums on a one-year, five-year, ten-year history of claims -kind of like auto insurance new accident forgiveness.
Granted some healthcare costs will be eliminated, some services limited, and research dollars will need charitable donations, while preventative healthcare rebuilds immune systems, and diets become nutritious again.
Fall out would be those who cannot take responsibility for abusing their bodies can suffer consequences or pay heavily for the privilege of ripping off their insurers. Fiscal responsibility turns the table on those supporting chemical toxin addictions for everyone.
Pre and baby boomers paid into a system for 40 years without too much ado. Today, that ado is poo on you by health insurers and providers. Why charge for one doctor when you can add seven more to a claim as well as increase medications from those necessary to those not needed?
In my lifetime I had one medical experience costing less than $1,000 after paying into government programs as a private sector owner, employee, Army Reservist / National Guard Officer only to have Medicare deny the claim because of abuse by others. Lifetime medical care was promised if retired military after twenty-years. There was no age or even challenge dispute.
This all changed when one government agency Medicare interceded into Social Security and conned Department of Defense into reduced medical costs if it would charge its soldiers through not only a third-party (TRICARE), but also a fourth-party interloper (Medicare/Medicaid) just because Congress couldn't regulate its cash cow (Pharmaceutical companies, Insurance providers inflating malpractice through lawyers, and HMOs seeking wealth from government supported poverty).
Let Corporations self-insure, government absorb its costs at all levels by National, State, County, City, or community Associations based upon recurrence of claims and costs to provide needed medical care. Private hospitals should be allowed to bill government for their services or offer financial plans to communities for restructuring services based upon need through alliances with credible insurance providers or private fund raising.
All this reform can be accomplished overnight by government. It just needs to reduce its payroll and/or staffing.
Our Constitution requires only one session per year, noon the 3rd day in January [ref: Article XX]. Eliminating excessive office time for campaigning and lobby meetings could cut Congressional costs, eliminate excessive staffing of relatives and lobby family members would reduce more costs discouraging dependency upon government (jobs - social engineering benefits) at inflated wages across the board with extraordinary benefits for civil servants (a title that said it all, resented by elitists seeking power).
Easiest solution in history would be to enforce conflict of Interest within Congress and cost of government would recede to 1868 levels equivalent. Constituencies since founding have expanded from 30,000 per district to 500,000 and within those ranks should come funds for representation.
Administrative branch sets pay limits as Congress restricts spending during its 7.4 week average session per year. Any time over that average should be personal responsibility of overly compensated salaried civil servants, a model set at private sector entities using bonuses to enhance performance.
That's how you bring an economy down to earth. Private sector will price fairly if left to its own survival. Government must perform within balanced budgets before exceeding minimal civil servant pay scales. Leadership standards requires budget performance before pork or bonuses. Sensible management screams for realistic pricing with reasonable not gauging margins.
Has anyone ever taken a census of country club memberships to see who spends their time entertaining Congress? Usually a dangerous assignment for media to report on that. Yet, Corporate records show government contractors exceed $25 expenditures by billions of dollars of private sector taxpayer dollars to entertain top civil servants. Answer is not surprising. Majority of Country club members come from percentage professions (non value contributors; i.e.: law firms, insurance cartels, and Wall Street).
Yes, there are corporate members, too. How else could they entertain their global clients and Congressional members; since it is not in vogue to go via corporate jet to spas without a Senator or staffer present; send them by Jet Blue.
(May 13, 2009)
Did you get your fair share? Bah Humbug!
Don't count on it. You probably won't. Government took care of itself under guise of stimulus. As they print more money making sure to cover their ear marks they see signs of recovery by numbers of new government workers who if you notice use your private sector money to pay their bills.
What brings this up is many challengers to incumbents are trying to steer monies to private sector taxpayers, but those liberals are trying to make them look like bad guys denying Governors of their fair share to balance their budgets so they can afford more government employees.
[After posting this blog, a deposit from Social Security was recorded in my bank account. So, you may get some stimulus - just not an amount that will stimulate your financial profile. For that you'll need to file bankruptcy or go through foreclosure]
This comes as projections show less lay-offs in private sector taking us to a new record level of 8.9 percent unemployed since 1983. Another statistic shows that government laid off less and are hiring more with stimulus monies sold as a last-ditch effort to help private sector tax base profit producers who have seen little or no stimulus cash - Yet!
More government workers or contracts for state infrastructure projects are a necessary investment due to failed policy to maintain, but they don't produce profits - well not real profits. It just moves money from private sector to government and through private sector contracts back to government as percentage of taxes. No increase in available capital. No value added results in decreasing wealth and further deficits for private sector to pay again.
Yet, government can take pictures of its airline fleet at a cost of $386,000 without a blink. If an empty plane costs that much to operate, how much do think daily or weekly travel with our Chief Executive, Congressional members, media and security adds to our costs of operating within a deficit budget. Now, that photo opt took just a few hours, not weeks, not as costly as repetitious news opts.
It costs a business jet maybe under $10,000 for executive security transport to report to congress about what causes loss of sales in America's number one industry. They got lambasted by those who cannot balance their books. This carries over to every state legislature wanting their fair share. And, members of Congress need personal government-transport to visit family in California every weekend.
What surfaced was a campaign claiming that reducing unemployment was somehow synonymous with Virginia's lack of fiscal responsibility to not getting its fair share. Why do they equate that with stealing IRS tax monies to balance a state budget? Perhaps tax payers should call for the Feds to reclaim that lost stimulus money under a loan program to be repaid when states figure out how to budget and spend within.
How many governors lack responsible governing as Virginia's, or is it just outfall from an incompetent Congress setting the standard? To save money on unemployment, Governors need to create a business oriented economy - not a government adoption or step child relationship.
Did I write that this was about fairness of stimulus monies - you know those funds to create private sector jobs in profit producing markets adding value through manufacturing of goods and food stuffs Made in America for global markets where new profits can increase dollar values that will rebuild co-production opportunities that foster co-defense alliances closed down during the 1990s.
Why was co-production and co-defense criticized in those years? 'Cause the Prez represented it as bad for US jobs. Very near-sighted vision for personal gain, my guess. While disenfranchising America's private sector workers from prosperity, it seemed it was dumbing down our entrepreneurs to be non-competitive in technology, math, and financial integrity while encouraging those "Me" that its all about zeros in my bank account from intelligently developing authoritative environmental protections, new energy efficiencies, and balanced fiscal leadership. That is something that world leaders learned to rely on from America since World War II.
Metronome still swings at that right pace, but players are far beyond that beat. All it reminds me of incomplete staff work reaching out to resolve symptoms rather than causes or strengths affected by intangible weaknesses. It kind of like this H1N1 virus scare. Symptoms appear after damage through flu, then prescription medications destroy immune systems under belief it cures. Truth is our healthcare industry has destroyed our immune systems where every foreign substance nearing our blood stream can be catastrophic especially if HMO's and Insurance companies pay case-underwriters bonuses for denying care through huge bonuses nearing millions of dollars to deter or deny claims or cures.
Well to fix that, you need to get members in Congress out of Pharmaceutical pockets and deny media ownership in marketing those "legal" substances made from chemicals rather than nature available on street corners. That attention will create a healthy environment, healthy population, and a healthy economy with less concerns over symptoms and more toward cures and causes - preventative healthcare instead of programmed deathcare.
It really all comes down to private sector, completed staff work to produce physical (as opposed to virtual) revenues from a profitable tax base. Results will be strong environmental conservation, efficient energy production and use, fiscal strength, cooperation vs. competition, deficit reduction, and global respect for the good Ole US of A democracy.
If it's superficial, it won't work; whomever said that or thought it.
(May 6, 2009)
Did you get your fair share? Bah Humbug!
Tax and Spend allowed ~ Social engineering not popular
Complaining has given misguided Republicans an idea that leadership is lacking. Unfortunately, it isn't their opposition in the Dem Party. It's themselves. Since 2004, party members have abandoned nonsense for apathy. In 2006, candidates ran up against has-beens, incumbents, and in 2008, no real credible candidates showed up knowing quite well Dem machinery stole their show.
Former Rep leadership failed to state their case. Focus was on raising funds using 15-20 year-old litmus issues no one wanted to discuss, debate or recognize. Why is that? You can sell a horse only if a winner. After many dead horses don't sell, don't sell that horse again.
Simple logic. Many self-appointed Rep leaders believe they must listen to their constituents for answers to failure. A mirror would be a much better tool.
Republican Congressional members sold their soul, ear marks, to Dems through unmitigated defeat. Contracts for America and other stupid tricks killed their chances for believability. Their core principles of equality were undermined by ultra-conservatives who couldn't sell their messages except by buying souls, Jim Webb, who thought money would win elections.
This last go around spent more money than ever before because those with it wanted their strings attached. Well, rejecting Bush policy destroyed public sector faith in government, and investors took 1990's virtual risk, home buyers used virtual assets for credit, and banks hoped their insurance policy would cover those virtual losses. Guess what? Me didn't work to repay virtual debt.
Listening to an outside the beltway Town hall meeting only leads one to think some rejected politicians seem to think they can hit a mantra to rebuild their failures. This is in spite of contempt most faithful Republicans now hold for their elected party officials at all levels. It's all about me won't work too much longer because voters want it to be about them not less losses of government workers.
Not needed are agendas of has-beens, issues of voting blocks, or verbosity of revelry and rhetoric of non-productive politicians.
Republican leadership in both houses is this party's weakest link. Strong contenders are making Obama's change become reality for their careers not about American policy. Where are all those faithful contributors who garnered so much money for themselves as Dems wooed them into submission and defeat. How many politicians have to be incarcerated for foolishness before one or both parties look to credible performers with legitimacy and honor attested through accomplishments or self-less service? Well, answer should be none; but lists of indictments, misdemeanors, felonies, and the list goes on; tells a different story about leadership on The Hill in all branches of our government.
Listening is not a political skill. Researching and verification is not a political skill. Thinking through variables, impact assessments, alternatives, or even consequences is not a political skill. Fund raising is not a political skill - it is false security thinking voters today are reached by slogans and perceived hope - hiding reality of failed recent policies.
Neither Republican nor Democrat acknowledge government's most precious asset - private sector wage earners according to tax law, and their productivity - Profits from Made in America value - building a viable tax base from hard work, not rhetoric.
Both parties take for granted this individual with all three virtues as subservient to government, when in fact it is opposite as they have failed to serve their constituents for more than two generations - X & Y.
I believe their Congressional oath is to protect and defend - not grab and destroy America's assets.
Perhaps, Rep's best chance for survival is to rethink Lincoln's platform and address current global situation with an eye for leadership with vision, not a support group of experienced politicians that have no time to responsibly contemplate restructuring their communities', towns', cities', counties' districts', and state's future with assets for survival and wealth, health and Happiness afforded by our Constitution.
We, Reps, need a designated hitter with a competent independent (not incumbents) team without preconceived political aspirations - no activists. Some operatives can be called upon for color - background information. Goal has to be completed staff work in its pure sense to affect policy decisions or legislation over speculation.
(April 25, 2009)
Check list of issues pre-inauguration
An independent list of issues needing immediate attention after Inauguration Day presented mid-2008 by this virtual campaign have become the agenda in this first 100 days. However, much has been talked about, not much has been resolved.
Interpretations of these needs turned into bailouts and government ear marks - not just those added to more bills, but actually presented as stimulus. What ah dill?
Below is that discussion...
Basic ingredients (created 28 Sep 2008) to financial prosperity:
| An interested voter wrote recently, As you pointed out, Treasury Secretary Paulsen
has leverage to move that risk to others through wholesale "yard sale" in two years
returning capital to taxpayer accounts, but will Congress allow that money to flow to reduce losses or to add to it with their take to get re-elected?
The latter is true. Uncertainty is less believable than certainty - Congress will use this to its own advantage even though it's their failure to monitor and oversee. Yet in 2001, regulators invited Lobby Practices (third-party interference) that have collapsed it's institutions through fraudulent interpretations of extremely loose guidelines benefiting clients. It should be noted that regulation over the last five years has been replaced by phony licensing programs that bring in more money per licensee without costly in-situ inspections that generally resulted in few or no penalties. Plus as FAA and FCC experienced, regulators lost site of responsibilities in favor of over-kill requiring costly universal modifications that did not address periodic inspections. This focus shut down air travel for millions in America while earth quakes took out Western China. Congress is just as damaging. Just think about what it would do to healthcare. This opportunity presents great insight to common sense regulation with responsible leverage to create effective spontaneous recovery benefiting investors and taxpayers, but alas, it leaves Congress without its pork lobby. A Good thing: Gene's ideas make sense now : |
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o Theory illustrated in Zarwell's comparative chart. o Congress skews in favor of risk for others except their lobbyist cash-cows. o Investors who are encouraged by bull and fear of bear markets mitigate risk through third party - percentage professionals o Congressional economics moves money from profits to "wrong" pockets - public servants. o Re-enforces precedent that government promises will cover losses, but has no ability to fund it adequately o This empowers government take-over of private sector entities until it can move that business to another consortium for relief, but encourages all debtors to default in their payments o Tax payers get screwed because it is their capital for government services that is being used to rescue wealthy owners instead of as in other nations, government capturing available assets - equity - Bush plan hints at that, but hasn't offered a clear understanding about such actions. o Jail time for regulators, brokers, and for Congressional members if re-elected o Redirect Congressional pay responsibilities to States, thus mitigating Federal risk for those members, voters elect to represent them o Tax blind-trust income at 60% as a deterrent to lobbyist contributions o Remove $2 Million per member of Congressional operating cost estimated at $1 Billion from annual Federal budget to States o Ease private sector taxes by 30-45 percent through elimination of taxes on Federal salaries, Social Security benefits, Military pay (active and Reserve), all retirement income with its associated mandatory Medicare / Medicaid tax o Tax-exemptions for minimum wage, second job pay, over-time job pay, and vacation pay with possible extension to part-time job pay o Create programs providing rent relief back to pre-2003 contracts for small businesses and previous home owners comparable with similar relief given to home owners with excessive mortgage liabilities o Return control of mandated benefits to employers (public and private) to offset accounting fraud by HMO's, third-party universal insurance plans, including non-qualifying personal-time, and unused sick pay by allowing self-insured packages o Give control to Governors for state emergency management contingencies, acquisition of resident contributions, and budgeting performance for constituent service including their congressional members pork packages / earmarks o Reduce Federal Liability for other than federal highways, defense, FDIC loans, and discretionary loans to states for isolated catastrophic failures o Encourage school systems to adopt programs as demonstrated in Washington DC that raise students to International education levels o Mitigate industry and foreign "free rides.
Copyright GeneZarwell4President.us 09/27/08
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Back to Subjects
(April 20, 2009)
Honeymoon over or was it all flash for media?
Skepticism in Europe, verification requested from Iran, and now Banks recanting their failures as millions of Americans lose their jobs over Wall street's trading with virtual assets that never existed. How did this all start?
Thinking back to previous coffeetalks I remind you that Reagan's trickle down theory did (1987). Bush (41) protected world oil or at least built up new resources over a Kuwaiti invasion for oil (1991). Clinton as benefactor of prudent planning squandered it all by demanding sub-prime deals (1993), allowing dot coms to ignore 180 liquidation rules creating the 90 second bump in speculation from less than honest NASDAQ techies (1997). During all these latter good times, Al Qaeda plans new York attack in Kuala Lumpur (2000).
Was security ignored even though AL Qaeda' S goal was to destroy America's financial power? Not really, AL Gore's failed attempt to commandeer the White House denied any transition period distracted from eminent attack (2001).
Bush (43) took our situation seriously but had no counter-intelligence due to the 1990s weakened military as security took back seat to Monica's...well we all know what that was all about.
Focus moved from Russia's defeat in Afghanistan due to terrain, insurgent fighting and Taliban opium trade. Best option was to take war to Iraq to depose its Dictator, thwarting new training camps for AL Qaeda in a more favorable terrain. This also created a presence in that region distracting planners in Pakistan forcing them into less than adequate time to execute further plans to attack America. Yet, there were signs, being addressed below media radar to protect our financial institutions, of intrusions into American banks and markets.
So what happened? Insurance policies to banks were over sold in belief that most, which is an industry standard for such contracts, would ever need to pay out. Wrong assumption.
In comes a new President, with no experience and with much help from those protecting their assets leading the way to a rash of incomplete staff work with transparency never before offered by any government to fix a virtual problem at expense of its tax base. This is followed by an announcement that government is recovering and unemployment of America's private sector workers who cannot contribute their annual tax liability is destined to reach more than 11 percent.
Completed staff work is a rare talent that not many staffers can accomplish. How it matures is through failures, that should never get past review. However, as an proponent of completed staff work with many years of experience, it is obvious that much of what our media has reported within recent, 93, days results from early release of unproven data and misinterpreted events.
Point is, a 100 days worth of activity that prepositions America as a shallow nation will come back to haunt us. Maybe earlier than those first 39 weeks of that previous administration.
Why the race to inundate our competition in world markets with rhetorical statements and unproven policies. Just yesterday, stories about high speed railways made news. This morning, media says their is no support for such a project. Reality is that fourth or fifth-tier technologies proven more than nine decades ago can solve our transportation, electric grid infrastructure, and communications slow downs at fractions of costs of reconstructing old infrastructures, replacing aging towers, or culling old satellites from orbit. However, replacing infrastructure that is reaching life cycle will give America that fall back position of a Permanent War Economy - expensive disposable products requiring huge amounts of money with no return (ref: Global Reach by Barnett & Mueller) .
In an announcement it would be prudent to do home-work before stating buzz words implying out-out-date definitions. This is misleading and confusing to those who would challenge us from emerging highly educated third-world competitors. To solve Internet spying, bank intrusions, high speed accounting, and website security generally involves Russian programmers and Asian tenacity, but doesn't include experience in Internet gamming and virtual violence.
A last minute observation: Is there no respect at official meetings anymore? The American President sends wrong signals with his hang dog, arm swinging gate. Perhaps he needs some military training to project America's resolve to be Proud and Ready. It's just protocol on a global stage.
With that, I'd like to open this discussion to others. Give us your 2¢.
(April 15, 2009)
Presidential Appointments - a blessing
Hundreds of jobs are awaiting someone to fill them. Problem is not many considered connected can meet higher than Congressional standards that are lower than trash collectors - really, not as high as you'd expect from leadership (?). Truthfully, it was more than 10 points below what Dems thought was low for their "W" target.
Risk is enormous in administration positions because of angst among those who oversee ~ generally inexperienced, self proclaimed public servants who have never seen a private sector pay check with all its deductions; but, missing line item incomes. Legislation being proposed for passage does exactly opposite of what The President promised as he tries to dance his way from Congressional misuse of power. Last piece of law passed was similar to a Trojan Horse. It was a test of The President's resolve to follow through on his instruction and threat to veto bills with ear marks.
Nearing 100 days in office, he has made quick decisions, campaigned globally, and accomplished nothing toward helping our private sector restructure our economic engine. Hind-sight is a failure in today's fast paced global environment, whether political, geographic, or physical. Foresight is an asset requiring thought, analysis, contemplation, vision, advocates, and patience to strategize against all odds or at least those a human mind can comprehend. Quick decisions to meet time tables in most cases produce regret, contingencies, or stepping backwards to recover losses, thus resulting in disbelief when looking forward. Under current performance standards for Congress, and timing of elections, debt will double after 2010 just in time for Dems to bow out if unsuccessful by 2012.
"Taken together, these actions are starting to generate signs of economic progress," Obama proclaimed, citing canceled government-sector layoffs, new clean-energy industry hires, a spate of refinancing, and signs of increased credit flows.~ AP None of which even trickles down to America's tax base where profits are created.
It's great to see Government takes well care of itself. What really will increase private sector economy is make sure all those saved and increasing government employees spend more than half of their income on private sector manufactured goods. Other wise it is just another perk to be dependent upon government.
Forward thinking cannot have preset, unrealistic targets to reach ever changing goals. There is no if in strategy; just when this is achieved we go forward onto next round of challenges with this tactic to further our chances to achieve our expanding goals ~ philosophy of Israeli Colonel capturing Idi Amin in Uganda.
Some Governors, to reclaim their states as independent to a central government, have envisioned history. They are printing scrip to keep revenues in local communities where it needs to be. Some have fallen into central government reliance for political favors. Lessons will be learned as they have failed in 70-year experiments of governing around the World..
Recommended solutions to foreign oil dependence will take 10 years or more to achieve. Retooling America will take five or more to meet third party manufacturing and inspection standards. We can all thank Congress for our failing transportation infrastructure. Industry standards were much more rigid until government attempted to make money from inspections - what a country (Yako Smirnoff). Affecting global warming may take 100 years as climates change and food supplies dwindle to arid temperatures as in North Central Africa. Of course this is short notice, we only identified this phenomena 40 years ago as we raced to the moon.
Reflecting on a previous Coffee Talk: all this executive travel during these last 87 days reminds me of a neighbor who hides every time a problem arises. His promises and boasting is a crutch to overcome shortcomings. Great on attempted motivation, but slacking on honor and trust. This will not be abnormal human behavior if this economic conundrum continues beyond May Day.
There are two words that private sector economic machines want to hear with less than altruistic panting. They are profits and tax base. They are not fewer government layoffs or promised stimulus checks that were issued, but never, ever debated in any law regarding recovery.
(April 13, 2009)
Disturbing perceptions growing
Unsettling perceptions are more vocal than just respect in recent days. Campaigning was over November 4th, but it hasn't stopped. Many comments are heard when out and about where's the meat. Well that's a stretch from the past. Focus today is on substance as the world waits for it; as do more than 2/3rds of Americans.
Who is pulling the strings?, they ask. For sure they don't want to know. Our President is numb from travel and his Secretary of State is out mouthing off about risk and causing more of it.
These are strange times and strange things are happening...not a new phrase or quote. It is however troubling as American ships are being high jacked; solutions to current events are coming from our disrespected President's game plans. Now why is that?
Change was only for 83 days before what is now perceived as bilking our tax base (reminder: tax base is only private sector employees) who produce those profits that Congress forgets is America's value.
Unless some trickle down happens directly to those affected - it is unlikely it will ever. However, our media believes and passes along rhetoric fed to them below those seemly transparent radars as many believe exist. It disturbs me to see more transparency in our White House than seriousness about security for our troops, economics, and work force. Less puff, more pomp, less hope; more circumstance would seem to gain back more respect than empty hands as our rivals portray America today.
A very real concern recently, is; who's in charge? Joe Biden has spent more time in the White House than has The President. As much of politician that he is, his perceptions do not match reality - never did. Where is the pomp and circumstances other Nations look for from leadership? Has rock star performance replaced respect, people ask? Does everything have to be code for maybe that change no one wants?
(April 6, 2009)
Fallible describes our Justice Department
It is becoming more and more evident that our regulatory agencies are bungling more - losing credibility in American eyes; even those in more unrefined cultures around the world. Politically motivated intimidation is taking over our court system at all levels.
History says that democracies last about 200 years before failing. American democracy is now over-aged and some say vulnerable. There have been many signs of this vulnerability and change is nearing. President Obama may make a difference.
Look at how Congress bungled its oversight of our economy. States seek solutions through scrip, just like the confederacy with its dollars, and many retail chains with their bonus cards and in some cases coupons and scrip. Why? It keeps customers loyal, and cash flow at home.
Five point two million private sector employees out of work. Governors failing to protect their tax base. Mega-banks forgetting about their responsibility to serve depositors rather than investors.
Departing from what is being addressed by The President, let's take a look at our courts.
Justice in America is for sale. Not always for money, but sometimes for power or to discredit opposition. The FBI has 2,500 pending corruption investigations across the country. Many of them politically motivated.~ AP
Joseph diGenova, a former federal prosecutor, said federal prosecutors suffer from "a lack of supervision. I'm a great fan of prosecutors, but the department and the U.S. attorneys offices in my opinion have been out of control."
After prosecutors withheld key evidence that would have exonerated Senator Ted Stevens, Attorney General Eric Holder is reversing findings through dismissal because his department bungled the case. It is good news for Stevens, but neither for Alaskans nor our election system. Far more elections were challenged in 2008 than in any recent years since Al Gore, in 2000, tried to discredit our Electoral College. Some election results still pending.
When asking Justice to step in on obvious violations of rights, their first comment is; there is not enough money in it to worry about. Enough money to who? (Now, that's justice!) It may not be a lot to them, but what about plaintiff's constitutional right to what is due? Should you just kiss those assets goodbye?
Yet, when there is enough money to worry about, they deny justice by using lame excuses: i.e.: DoJ doesn't have jurisdiction and therefore we cannot settle this case for what is due, but we can offer less than 10 percent while we deny any benefits earned through an assumption that DoD attempted to issue illegal orders for the services. Now, if plaintiff accepts that which they insert in nonsensical stipulations threatening to take it all back if later, it is determined that plaintiff had right to what is due plus with huge penalties; government indifference favors what was offered without regard to what is due.
Can we take that same position when determining our tax liability? Knot.
Perhaps, President Obama's orientation to constitutional law will prevail and his party will overcome greed of government to supporting their tax base. Here's a constitutional question that baffles many - when congress goes after corporate greed they claim insider trading. How are government employee votes different from boardroom votes for dilution? Answer is knot... (take some time to address that- send it to me)
(April 1, 2009)
Promises, promises, promises. Labeled as a stimulus plan to help private sector survive what Congress failed to regulate. More and more of America's tax base is now out of time to save their life savings, their home mortgages, and their jobs . Reality - set into a bailout of Governors as members of Congress seek re-election in 2010.
With billions and millions of dollars given to Governors for their failures to protect their state's residences through state gross products, they squandered constituent money on pay increases for their government workers, created expensive benefit packages to encourage longevity to never before levels of incompetence. Using contingency funds for pork, transportation trust funds for wages, taxes for everything but what they promised, now, want to raise taxes of those who lost their jobs through failed programs sending employers elsewhere.
Through that level of leadership, public utilities mock this economic crisis by raising rates instead of reducing costs, communities add automated traffic cameras, cash cows, denying consumer spending. Yet, private sector employers look for ways to equitably keep as many employees on declining payrolls.
Private sector workers join together try to help each other. Executives and small business owners use their bonuses or their surpluses to help out remaining staff, and some media tout their generosity by giving employees $2,000 to buy an American hybrid.
Corporate leaders, are more and more, taking $1 per year salary to keep more employees working. Some have distributed millions of dollars from bonuses to their employees without prejudice or regret, yet not one Governor has matched that generosity to reduce taxpayer expenses. While government spends trillions of more taxpayer dollars they fail to protect their taxpaying constituents. Without a private sector tax base, they really don't have resources. They will lose their assets.
Printing money will work until printer ink no longer is available. It is a mere reflection of deflating USD strength that has been increasing over our last few months - now worth that a 1950 nickel.
Mega banks that were given great amounts of private sector money to assist homeowners and business owners have miserly allowed access to those funds. Current news reports tell a story about reductions of ten percent in mortgage payments, hardly enough to save responsible debtors from collection agencies.
Without call intercept, many homeowners phones must be ringing every few minutes as third, fourth, fifth parties; maybe more are buying written off credit debit. They resell, add phony interest while speculating collection through harassment and intimidation. Quite simply, if you get a call, they can only ask one question, one time (Title 15 - Debt Collection Practices Act & Title 8 - Fair Debt Collection Act). You can read about it in a simple, low cost booklet entitled No to 3rd Party Debt Collectors . Included is a motion to dismiss without losing your rights to retaliate - author of this book is not an attorney and is barred from assisting in case preparation.
After all, it was Government regulation dating back to 1993 - 1998 that created these industry opportunities to gamble with virtual money - in essence it was bought and paid for by lobbyists satisfying insatiable Congressional greed.
Advice, although not legal, is to not dignify any 800 phone numbers appearing as anonymous or unknown on your caller ID, and you might be able to thwart fraudulent transactions.
As a note: a law firm stole personal goods under false pretences in order to formulate a phony debt that would be settled by paying them $25,000. After years of
litigation,
it was revealed that no debt existed. It was another step in destroying evidence against Maryland intimidation
to destroy a Republican candidate threatening their fraudulent mechanism to appoint Democrats to powerful Congressional seats. If you contact all three credit bureaus with a customer explanation, it alerts
those collection agencies that you are concerned and they use that honest disclosure of yours to harass more viciously. In fact lawyers will even create forged judgments to intimidate further
by circulating them to every state Circuit Court for collection agencies to bid on, which by the way is perfectly acceptable to our Supreme
Court.
(March 29, 2009)
51st State might make the difference
Here's a novel solution to several problems. This was over heard at an Eastern Shore restaurant among friends.
It not only provides oil and natural gas, but allows the US of A to annex its 51st state. What you say...
Iceland has declared bankruptcy and Americans need oil. So, let's make a deal. It is not unconstitutional to annex another State, even though, statehood is not available to a US territory. It says so in the Founders Documents. Anonymity for DC protects our sovereign status for America's Capitol. Aside from that, Iceland is so close to the North Pole, you can probably see Russia from your back door steps.
It is available and we already have troops stationed there. Why pay another foreign government rent for a military base.
It just makes sense to acquire our 51st State at a low price with strategic positioning. After all, pilots with single engine airplanes could buy fuel and lunch enroute to Scandinavia and Europe before flying to Russia. Iceland's oil reserves could be used to build alliances on a global scale generating bailout capital subsidizing American taxpayers who are held accountable for rewarding failure by Congress for its misunderstanding or malregulatory practices regarding virtual trading on Wall street.
Just think about this. Main street gets a deal on cash. Oil production creates profits and taxpayers actually get relief from decades of debit as promised by Dems in Congress and Mr. President.
I'd vote for it, but I know no Congressman who would. There's no money in it for them. Just another couple of Republican seats without a trade off to Utah..
(March 31, 2009)
It is time to call gov't's hand to assure no more dealing those bottom cards.
While dealing their cards ; they lost our money. It is more important to play private sector triple aces or a full house. It is, after all, profits from private sector entrepreneurs that built a stable economy after WW I & II. It is the backbone of how foreign investors determine their interests in America.
It relies little on how non-entrepreneurs violated financial guidelines as agreed upon with Congressional greed and bottom feeders. It neither depends upon commodities nor futures trading with virtual zero after zero - zeros. It is dependant upon profits and trade balances that affect value of USDs. Dollars that are backed by profits rather than promises and speculation without assets.
Economic futures have nothing to do with those professional gamblers in investment or insurance industries who earned reputations as loan sharks and bottom feeders. Economic strength results from private sector success that generates capital that, not only circulates through its community, but impacts by developing markets around the world for made in America products.
Here's a plan: Let's each of the millions of entrepreneurs send a request to The White House; copied to its Treasury Secretary requesting up to $2 Million dollars each; to stimulate for them a company that could impact our economy by creating jobs that will also build a tax base foundation for host states.
Office of The President
The White House
1600 Pennsylvania Ave NW
Washington DC 20500-0004
Treasury Secretary
Department of the Treasury
1500 Pennsylvania Ave
Washington DC 20220-0002
Through this scenario, we do not have to deal with toxic assets or toxic waste in government. In fact, we could accomplish it without deficits, debt service, or trade imbalance. If a private sector company is profitable, Congress (really just a fish bowl filled with bottom feeders) will tax it until it fails into a category as a non-profit w/o tax freedom, but they won't stop there.
There are some considerations to address that impacts on getting that Stimulus grant or subsidy from Treasury. Keep in mind we need to be credible when applying to The White House for these subsidies:
~ Your company should have existed before November 2008.
~ Your EIN number should be filed with IRS.
~ Gross profits never exceeded $249,000 / year.
~ Your previous tax filings report either profit or loss.
~ You are the major shareholder or CEO-President, owner, proprietor, or Chairman of the Board (Do not trust your CFO with this one).
~ Explain in three to five sentences what your company does.
~ Demonstrate in five sentences or less how your business will generate cash flow within your community or through supplying other industries.
~ Project your executive pay not to exceed $399,999 per year to stay below that of the President's.
~ Indicate self insured, self maintained retirement fund for employees loyal for more than 10 years, but not less than 2 days on the job.
~ Include a valid address to mail the check in addition offer to provide direct deposit information upon confirmation from the Treasury secretary's office into a reputable community bank account; do not take a chance with a major mega-bank to safe guard this money.
Click here to download a simple template for composing your request letter.
Good luck and let's inundate those who don't understand where profits come from.
If all else fails, we barter. It seems to be working in many global communities.
(March 12, 2009)
AIG is it arrogance, incompetence, and greed or a scapegoat?
It's an important discussion not to be taken lightly. We have an irate Congress hyperventilating over a highly regulated enterprise formed to insure loans made by banks. On the other side, is a Chief Executive who came highly touted by Congress to fix AIG's International problems; or, is he just a scapegoat?
Get this; AIG's former executives contributed or paid Billions of dollars to members in both houses of Congress to fine tune regulations allowing for big bonuses from International profits generated from insurance premiums to protect banks in probably 130 nations from losses. Congressional members not only took the money they fail to disclose it. Yet, they accuse their choice to fix this fiasco with dishonorable threats. Edward Liddy, who was brought in last year by the government to run AIG agreed to take One Dollar as his salary. AP
Members of Congress take everything they can get without any qualm of its fiscal impact. For example:
By TOM RAUMWASHINGTON (AP) - Denouncing a "squandering of the people's money," lawmakers voted decisively Thursday to impose a 90 percent tax on millions of dollars in employee bonuses paid by troubled insurance giant AIG and other bailed-out companies.
The House vote was 328-93. Similar legislation has been introduced in the Senate and President Barack Obama quickly signaled general support for the concept.
"I look forward to receiving a final product that will serve as a strong signal to the executives who run these firms that such compensation will not be tolerated," the president said in a statement.
House Speaker Nancy Pelosi, D-Calif, told colleagues, "We want our money back now for the taxpayers. It isn't that complicated."
Conversely: It is now time for a taxpayer Intervention into bad professional practices of congressional greed. Private sector taxpayers demand
members to set an example and return their paychecks and benefits to private sector taxpayers for the very same reasons honorable(?) representatives expect AIG money goes back into congress' coffers.
Private taxpayers want their money
back in private accounts not government universal accounts: i.e.: SSA, Medicare, and Medicaid, IRS, States, Congressional entitlements, etc. Private Taxpayers are entitled to 10% interest including stiff penalties on every dollar spent exceeding IRS projected income
revenues as well as ear marks plus any funding given to government agencies as part of this multi-Trillion dollar bail out fraud. These funds better not be cheap dollars through dilution. Hopefully everyone voting for these excessive boondoggling bailouts will either be dismissed, voted out in 2010, or hopefully impeached before end of third quarter 2009. They have proven themselves inept in financial management as well as
being exceptionally weak demented regulators. Need a clue as what to do? Downsize - tap into congressional bottom feeders.
Biggest spending members of that August club are excited about imposing a 90% tax on AIG Execs bonus money even though most have returned it or promised to do so. As a requirement, Congressman Barney Frank wants to post their names on the Internet without reciprocal action from AIG.
In all fairness, AIG should not react to anything Congress demands until they disclose who and how much each member received from AIG's profits over the last 20 years - most have been career Congressmen during that time and should've been voted out after a first term. Retired members of Congress during that period should also feel that pain by returning their funds as well as lose retirement pay as a concession to avoid incarceration.
President Obama was one of those members LAST YEAR and perhaps needs to quell enthusiam over penalizing private sector contributors.
Does anyone reading this know anyone who has been vested retirement pay and benefits with less than 10 years employment in a private sector entity he didn't own?
Many private sector taxpayers are involuntarily having to give up everything because of Congressional lack of responsibility or professional ethics to prudently spend taxpayer money.
Mr. Liddy was not the problem. It was Congress' failure to regulate their safety net for survival instead of in favor of personal greed, incompetence, and stupidity.
In fact, Dem Representative Alan Grayson of Florida stated; "This bill is based on two simple concepts. One, no one has the right to get rich off taxpayer money. And two, no one should get rich off abject failure."
Now there's opportunity for taxpayers to recoup their tax payments from those (in Congress) who get rich off both - formula stated several paragraphs above.
Sad part is that President Obama feels he has to take responsibility to fix this. Congress deems it necessary to divert attention from themselves with more impotent legislation to cover up their part in creating this global economic crisis. Their actions are as inane as their 8,600 ear marks. Congressional concentration is on bailing out government agencies while ruining 330,000,000 citizens lives for decades to come. (Aside: members of congress seem to protect their State Governors for possible election to a Congressional seat. You think?????).
Had we known how to define change over our last two years we wouldn't be in this mess. Defined change means today according to President Obama ~ be patient, our economy will recover. Too bad as a leader, he didn't heed that advice before giving $6 Trillion to spend thrift idiots.
If The President wants to take responsibility, he better not concede 2012 before he experiences 2010 elections. This may be more than he can concentrate while fliting across the country feeling responsible. His office needs to disclose where its advice is coming from and how those individuals impacted this economic failure.
Maddof took responsibility and look where he got to. Speaker of the House be forewarned.
Blame game is fun for some, but resolve takes a little bit more experience, cognition, and thought. Having been there and done that also helps, but alas, we did not elect that!
(March 12, 2009)
Even its definitions merely repeat a term rather than express meaning in simple language - it's like they don't know..
There are very few loan originators breaking ethical professional rules, that knee jerk reaction in media and Congress generally create wealth for a few lawyers by asserting each incident as a major problem - tis not.
SAFE is a 2008 suggested law to register and penalize loan activities of errant loan originators. Its full title is: Secure and Fair Enforcement for Mortgage Licensing Act of 2008.
(March 7, 2009)
Yup! President Obama's decisions have saved 25-Ohio police officers and several teachers from private sector job loses. So far, failure in private sector, government regulated, financial institutions, and government itself at all levels, have been rewarded with high-ticket bailouts while over 4.4 million workers who used to produce profits are now unemployed; at risk of losing their homes, families, and futures.
Cite: WASHINGTON (AP) - Tolling grimly higher, the recession snatched more than 650,000 Americans' jobs for a record third straight month in February as unemployment climbed to a quarter-century peak of 8.1 percent and surged toward even more
wrenching double digits.
The human carnage from the recession, well into its second year, now stands at 4.4 million lost jobs. Some 12.5 million people are searching for work - more than the population of the entire state of Pennsylvania. ~ AP
A stimulus plan to reverse our failing economy by creating new private sector jobs in small businesses is projected to take effect next year, but just in time for Dems in 2010 elections. That was President Obama's State of the Union address. And, if it fails, goodbye, Dem Congress. Yet, not one voting member of congress has mentioned profit or tax base as the cure to economic disgrace in the global marketplace.
Remarkably, all Washington media reports support hope of millions of workers who voted for change as they seek government benefits not now available because they lost their jobs. It was their jobs that paid taxes for government programs to support private sector growth not just government's 85% entitlement budget off the top that force deficits for services and infrastructure maintenance.
It never was private sector's role to support Governor-based failures to manage their state's resources; or their legislative assets.
As Nationally regulated banks lose your assets, it was reported that community banks thrive from manageable deposits and loans capable of circulating cash throughout their community. Thirty-years ago Base Closures included National Guard Armories that were saved by communities who relied upon local service contracts, military pay to Guardsmen, purchase of supplies, and acquisition of repair parts.
That economic power was important in small towns and big city suburbs for one important reason. Cash circulated throughout those communities increases buying power by a factor of six. This powerful multiplier supported many mom and pop shops, most retail stores, and equipment dealers. Best of all it provided profits for those community entities and a single dollar spent increased a local tax base rather than government dependency. Just think about how fast economy recovery could happen if real profits circulated through our communities; not just government virtual bait.
It works for those who do not practice investment fraud where virtual money is traded; as well as outside Washington's beltway where lobbyists gave up on states years ago to concentrate on Congressional bribery and corruption of more dollars to a few with unlimited profit margins adding costly overruns, costly contract extensions to achieve contract satisfaction, and they issue dividends to congressional member shareholders along with providing jobs for family members.
Post WW II, America recovered from its losses through redirecting private sector focus from war machinery to consumer products. Twenty-two years later, America's entrepreneurs developed NASA's technology for Apollo space exploration. This revolution was all funded through private sector lowest bids (held to 10 % profit) that sparked entrepreneurs to create consumer gadgets, healthcare instruments, magnetic energy research, meals ready to eat, home appliances, automotive safety sensors and the list goes on beyond Dick Tracy wrist watches, mobile phones, and flat-screen portable communications devices - we call lap tops.
Much of this technology appeared on retail shelves as consumer products for average Americans within two decades affecting major industry product development transferred around the world, and a source of real pride for President Kennedy.
Yes, much was done through government contracting, but the rules were ethical and realistic, not as lawyers contrive today with every paragraph giving another reason for overruns, add-ons, and huge profits from inflated overhead and fees. Not only that, if a subcontractor signs a contract to a 8A or minority prime; contracts concentrate on reasons why entities will not get paid that when challenged are unsuccessful.
Breaking News: ABC reported that Secretary of State Clinton mocked Staples Easy button to tease Russian Ambassador about normalizing relations through a reset button labeled as: overcharged. That's what we get if not Internationally astute. How much did Billy (endearing sneer) pay for that office.
I guess its indicative of where our economy is going.
The world is moved not only by the mighty shoves of the heroes, but also by the aggregate of the tiny pushes of each honest worker. - Helen Keller
(March 6, 2009)
Economic reform depends upon revamping entitlements
It is no secret that Congressional elitism has derailed deregulation while enjoying taxpayer paid entitlements as reward for failures in fiscal responsibility. Our healthcare system fails because of lobbyist protection through campaign contributions and shares to members of the peoples' house. Healthcare has become its own industry giving lawyers a great share of American wealth due to personal injury, malpractice, and hypochondriac behavior seeking drugs for addictions.
One question keeps surfacing in all discussions at all levels of government and commerce - what's in it for me? Nothing for those who are responsible about their health.
Only one answer can be given that addresses this serious abuse of public monies and one-day vested interests. Failure for responsible and prudent fiscal management. Going one-step further, what is in it for government employees is a free ride from cradle to grave for tenure - cow manure.
Private sector when deregulated takes care of its workers through retirement funds and could do it for healthcare as well. This is a great incentive to build a loyal company cadre and team. It is only when third parties get involved; government, unions, HMOs, and insurance companies who take the money and make life and death decisions on patients based upon account status.
Over the past 25 years, investors have taken those retirement funds and invest them at risk. Risk that put 330 million Americans without adequate healthcare and well earned golden years to look forward to. Government takes money from its tax base - and hands it out with no return. It even dictates to employers inflated benefit packages that can not be implemented in small businesses and remain competitive. Its regulators seek bribes to overlook effective and prudent healthcare management at corporate and small businesses. And they interfere with the American dream to make sure all non-productive individuals have access to those that productive - profit building employees deserve.
Simply put, there is no reason for government to offer benefits to its employees, its contractors, its military and ask them to contribute from their wages to such a ponzi scam. Taxpayers expect to support government with funding and to date have said little about how Congress spends it. Yet, criticism is aimed at private sector employers for making a profit which is where tax monies come from.
Here's a solution to ponder...
(1) eliminate government employees payroll taxes including basic benefit contributions as long as capital gains in hidden blind trusts are taxed at 60% and maybe less if offshore accounts are transparent while medical incidents are lower than mid-west averages.
(2) eliminate employment taxes including benefit contributions for government contractors as long as profits are kept to 7-10 percent with government receiving taxes (a condition imposed by Congress for a piece of productivity without contribution to add to it) from foreign sales and executive compensation exceeding 10 percent ROI and 7 ROA. There is no right to sick pay or personal time pay, and vacation pay is questionable as taxable income. However, only in government is accrued unused time-off exceeding unused vacation pay, under a false assumption that if not used, you lose it. You were never entitled to it and if time off is abused, those exercising more time off should be fired.
This sets an unreasonable precedent as well as impairs the system to care for people's health and family. It is only prevalent in government and not practiced at business levels because prices of goods and products would be too expensive for market economies. Under normal unfettered responsibilities, business owners manage to keep employees. It is government that abuses worker integrity by offering more and more ways to beat the system.
(3) eliminate all rebates (taxes) from military personnel pay including medical costs for life after serving minimum 20 years as established by Congress to budget DoD costs separate from other agencies (each agency should budget for their employees based upon risk and incident of fraud history). That was the contract and it should be reinstituted. DoD can handle most medical throughout its system and can contract at reasonable rates if lawyers, HMOs, and insurance companies used realistic pricing and pay doctors reasonable rates without 80 percent overhead for non-interested parties (lawyers, HMOs and insurance companies).
Here's why...
(1) reductions in administrative costs could be contained without supplement healthcare benefits by eliminating high cost contracting through insurance companies, investment banking, and HMO's. Through private sector contracts with profit ceilings at or near 7- 10 percent would cost less than trying to administer fraudulent claims and inflated rates through third and fourth party contractors attempting to inflate profits from less than realistic costs. Healthcare billing is an art of scamming government and patients because lobbyist get paid for inflating rates and allowances of more than 33 percent profit and abused malpractice insurance. Because the industry created complicated billing procedures, it has been impossible for anyone to track a claim. I did and found out that DoD's TRICARE coupled with Medicare and Medicaid is the worst managed healthcare consortium ever contrived to rip of patients while creating wealth for those managing billing for over worked healthcare professionals. It is estimated that 76+ percent of monies transiting through our healthcare is overhead and inflated profits. Worse part is that private sector tax base has paid for most hospitals through contributions and/or taxes to Congress that raises their pay scales faster rather than fund legitimate services, then claims needed services will be eliminated.
(2) reward is that universal healthcare can be achieved at great reduction to government and states if congress takes it seriously and offers realistic regulation to improve the system instead of meeting of greater and greater special interest demands for concessions to make life and death decisions based upon financial stability. Why is it so many doctors can provide free services to dire patients while government cannot? Address this question and you will find many inordinate fees thought to be necessary may be covered under humanity rather than monetary if we keep regulatory imposition of medical equipment concentrated to those facilities actually using them. The people will determine at local levels what is required - not every community has Capitol Hill waste.
When Congress creates a budget within its means (balancing intake against out-go) all costs will meet available, desirable levels with transparency. As long as Congress abuses mine and everyone else's responsibility of managing our income and expenses through deficit spending that increase COLA disproportionately with profits, then do not expect the private sector to support their interests. If I create debt, I am abused by financial institutions and courts - equivalent to a Quaker and Amish shunning.
Congress, if it fails to contain its deficit should be summarily dismissed and indicted with loss of all entitlements and privileges, for fraudulent use of public funds (ear marks) regardless of Amendment XIV, section 4 for putting American Citizens at financial risk or vulnerability to domestic insurrection.(March 1, 2009)
There is enough blame to go around, and around, and around. President Obama points his finger at what he inherited. Congress points its finger at President Bush. Within our two houses, Dems blame Republicans for President Clinton's perceived successes that led up to this crash. Reps blame Dems for not reading their bills (appropriate term for law).
With all this passing the buck, no one comes up with a solution for support to our private sector where profits and tax base are not only generated; but, provides fuel for that erroneous perception that only government can overcome this economic recession - there, I used that government terminology.
In his first State of the Union address, our young President laid out a plan to stimulate America's economy in a speech that presented a budget that some call three times that of FDR's first term. Under this ploy to distance his rationale from scrutiny as a status check within the global economy, he stressed his support of our working poor. Promises for relief and change from Clinton- Bush years where security was first lacking; then, later becoming important, he offered a budget of $787 Billion to shore up government waste with much more of the same.
This was three of five steps to European Social Democracy ideals totaling more than $2.75 Trillion increasing government controls of private sector workers. It includes temporary and limited nationalization of our financial industries - ever see government remove temporary power? Further it bails out failed governments from greed and poor planning at worker sacrifice.
As Congress states it, all these projects will put people to work fixing their mistakes and failures. Hard truth is that none of those projects creates profits or tax base for one very basic reason - #1, government projects create deficit exceeding his $3.6 Trillion budget which became his fifth step to change to a $1.75 Trillion deficit..
Dems are waking up this week to a new concept; accountability for their failure to read his lips (paraphrased from a Bush 41 campaign speech). It is not their first time to miss important facts due to listening not to this administration, instead their lobbyist network shaping and word smithing importance of special interests.
Name one Government official who matched several private Sector CEO's relinquishing their pay and bonuses, commonly known as compensation packages. Instead a Maryland Senator requested a pay raise for her constituents and offered tax deductions for those who buy cars. Doesn't she know that private sector workers would like to eat and own their home before buying luxury cars or costly replacements for those that still run on gasoline?
So, this legislation is just another snow day, an opportunity for government employees to buy more with taxpayer money as an added perk that may trickle down to private sector dealerships and retail outlets - don't bank on it..
Most pundants favoring Dem promises seem to think more government regulation can employ all workers with benefits - doesn't sound too sound to me. Rep thinking includes tax reductions with cuts in government spending will solve their problems. Neither party addresses private sector business development other than as a term synonymous with less emotional tie-in to taxpayer / entrepreneur. Heaven help us if we empower workers to create profit and a solvent tax base.
It has been quoted that many conservative on-air heads look forward to when President Obama fails. It would be nice if from their overpaid misperceptions they risk all as will happen within hours (an nano-term) of printed media retreat from Internet competition.
Make no mistake about it (Nixon) if the President does it can't be illegal. It needs to be reinforced that failure in government to perform is rewarded from day one with full pay and staff benefits for the rest of their lives - what incentive to not even think profits and tax base - there is no risk.
It behooves every American private sector citizen to apply for every dollar of unemployment they can get, food stamps, child care, health-care through emergency rooms and delay tax reporting until September after government tells us how much they gave as a private sector stimulus. Other wise who cares?
Bottom line is that Obama put future blame on Congress when he stated they would be held accountable to a higher standard than that of our private sector. If he enforces that, we will have a new Congress in 2010 with many doing time that will actually reform American politics. Did everyone miss that? It was his last line on February 17th; before asking to Bless the United States of America.
Now, that is change, right Bobby Jindel?
(February 21, 2009)
Health is an individual responsibility that need not be universally funded. Paid healthcare has been recognized as a benefit for contributing to profit in many corporations and abused by many who do not. Federal Government mandates have only made many members of Congress wealthy and plan-participants unhealthy.
It is time to wean hypochondriacs off toxins and use common sense to ward off National catastrophic diseases introduced by terrorist plots as we honor healthy individuals rather than celebrate addicted ones.
Citizens who take care of themselves should be rewarded for limited or no claims rather than bilked for negligence by others. Do not let Congress penalize any more private sector citizens for taking personal responsibilities seriously.
Below is more for consideration to grow our economy without more bailouts for third party failures; an issue presented to The U.S. Supreme Court (case # 70-17089)
REF: Answering Economic Crisis
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Gene's ideas make sense now (November 13, 2008): |
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Jail time for regulators, brokers, and for Congressional members if re-elected
o Redirect Congressional pay responsibilities to States, thus mitigating Federal risk for those members voters elect to represent them o Tax blind-trust income at 60% as a deterrent to lobbyist contributions o Remove $2 Million per member of Congressional operating cost estimated at $1 Billion from annual Federal budget to States o Ease private sector taxes by 30-45 percent through elimination of taxes on Federal salaries, Social Security benefits, Military pay (active and Reserve), all retirement income with its associated mandatory Medicare / Medicaid tax o Tax-exemptions for minimum wage, second job pay, over-time job pay, and vacation pay with possible extension to part-time job pay o Create programs providing rent relief back to pre-2003 contracts for small businesses and previous home owners comparable with similar relief given to home owners with excessive mortgage liabilities o Return control of mandated benefits to employers (public and private) to offset accounting fraud by HMO's, third party universal insurance plans, including non-qualifying personal-time, and unused sick pay by allowing self-insured packages o Assure Governors are responsible for state emergency management contingencies, acquisition of resident contributions, and budget performance for constituent service including their congressional members pork packages earmarks o Reduce Federal liability for other than federal highways, defense, FDIC loans, and discretionary loans to states for isolated catastrophic failures, thus eliminating any nationalized social engineering programs
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| Review October 2008's Bail out bill against Gene's prescription for answering economic crisis; through consumer
support rather than a recovery of failed financial regulation. Big difference in perspective from one outsider who has been held accountable throughout five concurrent careers.
One other note - Don't put too much stock in VP candidates. Our forefathers only created that position to break a tie in Congress. It takes not experience or wisdom to vote for the President's bills and should probably be eliminated by adding one vote from each of our four territories giving an uneven number - phone call required. Aaron Burr learned that the hard way. |
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(February 18, 2009)
What it really costs for what?
There's a $400 tax break for most individual workers and $800 for couples, including those who do not earn enough to pay income taxes. It dishes out tens of billions of dollars to states so they can head off deep cuts and layoffs. It provides financial incentives for people to start buying again, from first homes to new cars. - AP
For what it's worth, those tax breaks don't reward with real cash; amounts will almost pay 25 percent of one month's rent or 35 percent of a mortgage payment unless it is not used to repay monies borrowed to pay taxes. It will have no effect on immediate discretionary cash. Spending by Congress is subsidizing your governor's re-election hopes. Just try to buy a home or car with an additional $13 per week.
Don't expect your credit score to zooooom! For that matter, it will provide more recipients...
...And it provides help to poor people and laid-off workers, with increased unemployment benefits and food stamps, and subsides for health insurance. - AP
Creating jobs with a real stimulus as CoffeeTalks proposed earlier this week would eliminate need for welfare benefits to governors who prefer gaming as a primary source for capital within their Capitol.
A true assessment of this package is...
...What the legislation is not expected to do is change the nation's economic fortunes quickly. So part of the White House's goal has been managing expectations. -AP
A magician generally makes coins disappear, that we all expect be retrieved from someone's ear. This plan does the former.
Many private economists are forecasting that the budget deficit for the current year will hit $1.6 trillion, including the stimulus spending. That's about three times last year's shortfall, and such year-to-year deficits contribute toward a mounting national debt.
-AP
Hey, girls; can you lend me a half $ Zillion 'til 2012 ~ will be next month's mantra.
(February 16, 2009)
Sunday morning talk show hosts question The President's understanding of Congress's Stimulus plan. It fails to pass the BS test for helping America regain its private sector profitability. What is misleading in the bill is its handwritten notes clarifying details that change direction where and how much money is redirected back to government instead of Americans affected by lay-offs, down-sizing, bankruptcies, government initiated mergers regardless whether they are citizens, legal residents or illegal-immigrants..
Dem-speak is basic socialism 101. Authors were more interested in re-election than in economic reform.
Republicans are just waiting for their failure that puts 330,000,000 Americans at risk with projections of only 3.6 million to maybe 10 million before 2013.
Why is it that top advisors take an approach that more government will solve this financial demise?
It almost appears that is was the plan two years ago when a Candidate speculated his candidacy and many American investors with foreign accounts sent in millions of $200 or less multiple contributions without accumulated audits. Some got caught , others did not. That just proves off-shore banking was alive and well until Clinton's ideal Wall Street took a bigger fall then in 1997-1998.
Media who imposed their belief in this untested President are now questioning his quick stardom with these costly plans that put more Americans at risk from believing campaign rhetoric. Although it is a crisis, 100 days is not enough time to create, impose, and implement a plan to reinvest in Americans rather than government.
Sure they can promise $13 per week for our tax base through credits, but has any one state governor taken a $1 salary to fix his budget problems. For that matter has anyone in Congress matched or suggested to do what several private sector CEOs and financial executives have done to cut losses. Answer is NO. You may never see all those pay raises voted in States or Fed be reversed or diminish to that of our private sector struggle to produce profit and grow our tax base.
Wall Street took a bail-out with no remorse, setting a bad precedent for those banks who followed. Now, Governors of several states including Colorado (Reid's constituency) will be the site to announce an Illinois windfall (The President's reward), as well as California's grants (Pelosi's constituency). Many other states will follow by creating costly government projects ignored by governors for five decades: placing more and more workers on government payrolls without increasing our tax base ~ just burden.
This grand scheme of stimulus began as an influx of money into a failing economy, but has turned into a government subsidy to those Governors who cannot govern. Away to enlarge government dependency that after 70 years proved it really didn't work for FDR or the Soviet Union.
With bail-outs proposed in excess of $3 Trillion, it would be more effective to give 200,000,000 citizens, each at least $500,000 to insert into the economy for new businesses, green technology consumer purchases, and buy American Hybrid vehicles, then it would to reinforce Government pork and earmarks that could be funded through prudent budgets at all levels.
As a perceived leader why would you act like a third-world autocracy/democracy? This needs to be answered.
Filling Cabinet positions with surrogate socialists and tax felons sends the wrong signal. Considering several positions were recanted with disbelief of projected policy, much discord between promises and reality could derail America's financial strength for decades; let alone its stature in the global economic community.
This week also marks another policy change in America by sending out its chief beggar to seek funds and make threats hoping for big concessions with false promises; just like a former President has for eight years.
These are tough words; and, these are tough times. It has to be right; not way-out in left field.
(February 13, 2009)
Mr. President:
I heard your remark that if this plan failed I will not be your President. You need to reject that government bailout bill and make them write one with immediate response to your tax base with checks sent out before April 15th or you lose. Checks can be prepared at IRS, SSA, DEFAS, DoJ, VA, DHHS, SBA, and Federal Reserve with IMF and Treasury. The rest of their plan can be formulated through normal budget process with many, many cuts in operations, personnel beyond essential, and benefit packages. That would have an October deadline for 1010. State wants can be answered through their assets and trust funds including school district control of dedicated funds with litigation cost coming from state Comptrollers riding their legislatures for true budgets without double entry fraud.
Leadership is providing first and receiving compensation from surplus not deficit. It's a privilege for the top to earn from success; not failure. In government, surplus is not a carryover; contingencies and trust funds or bonds are necessary to meet projected life cycle infrastructure and annual operating costs, not taxes, taxes, taxes. In private sector, earnings come from profits as opposed to more recent valueless investments using long and short floats, lotteries, gaming, and ponzi scams.
You want another term - earn it. Veto this bill this weekend and demand one that produces benefits before 2009's tax day; even if it takes all next week. Anything less than a check sent for $1,000 per individual and $2,000 per couple and $4,000 per family of three or more will look like you are thumbing you nose at your followers ~ who won't after that.
This should be followed by opportunities to submit personal bailout proposals with priority for up to $500,000 for those creating businesses that create jobs or green technology producing profits within communities or congressional districts as awarded through individual Congressmen.
Applications could still be filed through White House web forms. Those proposals would be distributed through appropriate members in Congress for award to private sector entrepreneurs. For greatest impact on our economy each should by-pass Governors and state legislator pork and ear-marks thus increasing local tax bases while reinvigorating our National Gross Product.
(February 12, 2009)
If I was President, I would...
Not many of us keep track of what is going on in Washington. There are those in the elite including our Fifth Estate (media) who want no change to their access. However, Internet blogs and social sites have nearly deleted all that. More citizens have disrupted careers than those agencies and individuals with that responsibility have addressed - Wall Street's Bailey Investments' 9,800 clients not challenged by NY's prosecutors.
This opens the door for our President as opposed to Congress to reject and veto the spend and tax shuffle stimulus package and make them produce a document in favor of the private sector as opposed to solving governments' problems resulting from poor management of public funds - (definition: We The People's money for What is due from labor, a Constitutional right).
If he accepts that which is proposed, without respect for what is right, because it is expedient, then he should look his daughters in the eye and tell them, he just cannot make tough decisions and they will have to bail him out, later.
It seems apparent through comments by White House economic experts that putting any money into play will work. However, bailing out Governors is not a function of our private sector tax base. It is a responsibility of State Comptrollers to restrict State Legislators who should forgive their entitlements and pay until they can produce legitimate budgets and programs requiring public monies (those funds raised through use fees or assessments of residency) without exceeding projected income.
This will require lowering salaries and wages, reducing benefit packages & non-productive dependency incentives, eliminating false income projections based upon 28%-38% income from government employee taxes (those are rebates), and perhaps those feel-good perks of drivers and limos, and staff exceeding essential employees.
Citigroup CEO Vikram Pandit said his salary would be set at $1 with no bonus until the company makes money again. Rings a bell with me and sets the bar high for Congress and Governors to match that. Thank you Lee Iacocca for traditional leadership.
Reductions in government employment should match those of private sector (7.8%-15%). Contracts to corporations should have caps on profits (7%- 11%) and restrictions on cost overruns to materials only, plus penalties if specifications are not met.
If any government contract officer interferes with contract performance, additional payments should come from end of year, slush, funds accumulated within agencies regardless of superior department priorities against that which was budgeted. This requires that infrastructure projects to be paid through bonds or accumulating trust funds designated to meet future maintenance projections.
There is no government office that requires incentive pay for retention, nor should compensation be of such amount to make a career in government more attractive than that of owning a profitable private sector business - Zarwell 2009: based upon Illinois Congressman, Abraham Lincoln, speaking at the Wisconsin Agricultural Society Saturday, September 30, 1859; The world is agreed that labor is the source from which human wants are mainly supplied. ~ They hold that labor is prior to, and independent of, capital; that, in fact, capital is the fruit of labor, and could never have existed if labor had not first existed – that labor can exist without capital, but that capital could never have existed without labor.
Taking all this under consideration, if I was President, I would not rush into a $Trillion debt until after May Day. By then, many of the urgencies would level off; banks and investors would moderate losses by returning bail-out monies, our private sector would learn to survive without waiting for phony promises about worthless tax credits, Congress could prove its worth through those ideals suggested above, and monies could be passed directly to America's citizens through directed grants for food, education, mortgages, cars, green incentives, and small business start-ups without contingency to pay it back through tax impositions before receiving it.
Citizens earning income not exceeding Federal floors as proposed could apply online through a simple WH form that could be verified by SSA, DHS, VA, DoD, IRS, DoJ, and FBI for Federal grants from Treasury. States could follow this example through State and County agencies with grants for education, food, and energy to residents with gross income below federal floors proposed by Congress.
All this needs to be done without deficit spending by Congress or at least extreme reductions in the next three year budgets.
That's a tough decision, that requires government to take the risk and not those who trusted them. And, everyone told me that Clinton was a good President - it was his demand for sub-prime and less oversight in derivatives.
When private sector prevails and rebuilds what congress cannot do, America will be back. If Congress and the Administration can get others to forgive American debt, then they, too, will play a part. Biggest contributors will be investors who will correct markets through their financial adjustments - not to worry.
Perceptive flash, when CEOs and Corporate Execs are criticized for flying to Congress in perceived expensive Private jets , it is mocked by the President flying at great expense aboard Air Force one to Indiana to make a point that it is urgent to pass a stimulus bill to save millions of workers with minimal welfare. Just a little insensitive isn't it?
Is it not bad enough to take our tax base for granted, but stupid, too.
That is an American role model ~ leadership, all about me.
(February 5, 2009)
Executives being rewarded for failure
President Barack Obama on Wednesday proposed a $500,000 cap on senior executive pay for the most distressed financial institutions receiving taxpayer bailout money and promised new steps to end a system of "executives being rewarded for failure".~AP
How about having Congress set an example for all their failures to perform? It would only be responsible for them to disclose their blind trusts to a Third Party Independent Prosecutor at Treasury as well as all family bank accounts, and lobbyist bag lunch transactions. Granted they don't receive balloons, but they do receive honorariums, gratuities, bribes, book deals, and publishing advances while serving as government officials. Proof is they have taken the tax base for all they can.
Congress is willing to overlook their abuses and those of colleagues in that elite club. They cringe at any accusation that may snow ball through their network of accounts and hidden bank deposits, let alone in their freezers or wherever they keep their cold cash .
President Obama could be the role model for this standard as he collects a State pension, Senate pension, and his Presidential pay for life that is more than several hundred thousand dollars more
than he is willing to allow private sector tax base beneficiaries accepting bail out money - collections from America's hard working tax base.
This is America. We don't disparage wealth. We don't begrudge anybody for achieving success, Obama said.
Not so, as documented throughout our Justice system where private citizens are incarcerated along with a few token kermudgings or fat cats in our People's House. Attested to by none
other than current Treasury Secretary Timothy Geithner after paying his back taxes as he spoke. There is a deep sense across the country that those who were not...responsible for this crisis are bearing a greater burden than those who
were, he added. ~AP
Sen. Richard Shelby of Alabama, the top Republican on the Senate Banking Committee said, In ordinary situations where the taxpayers' money is not involved, we shouldn't set executive pay.
Apply that to government through a pseudo third party, like GAO, using balanced budget performance to determine accessibility to payroll assets available for nurturing our nation's leaders; you might find that it will take much less time to turn around our economy and of course balance our budget..
But where you've got federal money involved, taxpayers' money involved, TARP money involved, and the way they have spent it, with no accountability, is getting close to being criminal, Shelby declared.
He couldn't have summed it up better. Here's where our new Attorneys General needs to focus - Congressional criminal activity covering up their assets accumulated from taxpayer monies with no accountability to perform within acceptable best standards. The list is easy, it includes all who were re-elected or appointed in November's elections. We can only assume those elected for a first session are still uninitiated.
A good starting point is all those states won by Billary, if you know what I mean (Appointed: documented fraudulent vote counts in 22 blue states as testified before Congress in 2007).
While we are concentrating on bailouts for felons, let us focus on Medicare, a taxpayer supported agency. Not only that, let us include our Defense Health Net program for military personnel, active, Reserve, and retired. A benefit vested for serving 20+ years.
Both were created by Congress to provide access for healthcare and emergency services for America's citizens (a majority of who make up America's tax base) so why is it that they have to pay two agencies fees to provide service? Why is it that our tax base has to pay government benefits for government employees. Isn't that all a part of government's responsibility to provide those programs from their annual revenue campaign?
Forget that notion that government workers pay taxes - guess where they get that additional 28+% money from - our tax base
This is just another Congressional ponzi scam to raise their salaries, wages and benefits and bill our tax base without any concern for deficits. Many tax base members lost their jobs because of cost of government and mandatory regulated benefits plus third party percentage negotiators. This is the time that 7.5% - 9.8% layoffs in private sector should be matched by government starting at the top to eliminate as much wasteful spending as possible to bring down our debt service. Do that; and see the speed at which our economic troubles disappear. Isn't that what government wants from our private sector?
Promises to provide tax money without resources. Lead on Mac Gruff!
We really need to consider years of inept experience got us into this mess and look to more neophyte inquisitive problem solvers to trash it in favor of restructuring economic rationale from me to us.
Whatever happened to those old Confederate dollars; now that we need them?
(February 2, 2009)
It's for sure that 100 days is not enough time to change the world, but it may be enough for our US of A.
Billions upon Trillions of dollars are being tossed around like Monopoly money. It's used to bail-out insiders and foreigners by pulling wool blind folds over the eyes of America's tax base.
Colleagues of potential Cabinet members hold their breath when it comes to challenging tax fraud and failure to contribute to that great institution - the IRS. They all do it and really couldn't withstand answering similar interrogatories if presented to them.
Just noting this and asking for what is due could bring several millions of dollars to State governments.
Regarding the premise that change was coming - it sure has. Cabinet members are gathering from lobby groups, former elected local officials and congress itself are trying desperately to join White House staff. Motive for the move is to wait out the depression while on government pay; and to get as many others who supported them, dependent upon our dwindling tax base.
It's been said, "It's over when the fat lady sings." She did.
It seems bi-partisan means agreed upon socialism. Yes sir! Perceptions of change are themselves a changing.
Neither party's officials or spokesmen consider economy's most valuable assets - Profits and Tax Base. What they considered is moving tax monies in smaller amounts to tax payers, including government employees who make up our upper middle class.
Think about what a tax credit is...
It's a virtual amount already collected and spent that will be rebated to you if you pay more taxes to cover it. Kind of like a credit card. It takes a year input to get it. Is it an age old idea from our insurance industry? Pay for your medical and dental insurance now and when your account is high enough - you get to use it. Wouldn't a tin can in a freezer work just as well, maybe better - cold hard cash without inflated fees available NOW!
I do think discussions on increased food stamp accounts, unemployment entitlements, and universal healthcare for the 326 million citizens who are responsibly preventing ailments are scaring those voters who voted for change.
In their minds they were voting for more responsibility. What it seems they got was someone who can get others to put together promises before it sticks to the walls. That 99th day will be an eye opener - More perception than progress.
Following is may day...May Day...MAY DAY!
Since when does a Governor have any ethical right to ask for Federal monies to bail-out his or her failure to govern within their own budgets. They have choices to make; cut off all entitlements and pay - until solvent; cut out all but for failing infrastructure repairs paid for over 50 years into contingency funds and trusts; raise taxes on all citizens in their states to meet budget projections from state generated initiatives; except become responsible Executive Officers of their independent states and Commanders of their National Guards. Or, ask their members of congress to pay up on their tax fraud and lobby perks.
There are way too many elected officials who take no responsibility for their districts, communities, cities and counties that are ready for that secure tenure of life-time pay from their dwindling tax base. Surprisingly, they float from one non-productive position to another to accumulate multiple-retirement packages from every level of government; as have many presidents and political party chairmen, while average hard working Americans get cheated out of their only one.
On May 2nd, listen to responses from media questions about why our USA economy hasn't improved; and why those programs proposed cannot provide the stimulus required. But, if we throw more money on this firestorm it will go out.
Not so, growled my firehouse Dalmatian, Smoky, as he raised his hind leg to salute!
(January 24, 2009)
Quantity vs. substance / timing
It appears that social engineering has priority over economy. Those issues politicians push in front of constituents to win elections affect very few citizens of our nation. They are emotional promises used to appeal to small market segments too weak to evoke consensus and eager to impose minority values on the majority. Moral values are not legislated, but rather emulated through leadership and demeanor - or in other words credible role models displaying the best of intentions through actions and words. When'z the last time you witnessed that? Some hope it was January 20th.
As Congress ponders whether or not $750 Billion is enough to jump start a bailout or will it need to be $1.3 Trillion immediately over $850 Billion in tax shuffling as our President envisions to meet his campaign promises proposed to voters.
Well, neither of the three amounts is worth the expenditure if it doesn't affect profits and tax base within the first 100 days.
There is neither ultimatum nor risk that can shake loose tax monies to bail out our private sector from Congress's folly and naive projections based upon emotional strength of hope. As long as debate has no direction addressing tomorrow rather than reflecting poor economic decisions of our leaders, there will be no value and no incentive or motivation to address profit and tax base.
The only solution is printing more money, or is it?
Selfless service of our military is not about what's in it for me as much as it is getting the mission accomplished. In fact Congressional empathy is all about selfish service and benefits from profits of a tax base. They complain about passing their failures onto future generations as they give themselves pay raises and require of our government employees to accept lower pay through rising costs of benefit packages passed back to taxpayers - tax base. Now, I ask you...is there any good reason to tax government employees or Para-government entities including government contractors that generate profits on contracts or agencies that are paid by our tax base - the very workers who create our nation's wealth.
How many times can you tax a profitable dollar of new revenue. Answer is...99¢ leaving 1¢ value for the world to seek. One corporate dollar is taxed as an entity profit, employee income tax, capital gains tax, sales tax, export tax, benefits mandate, and investment dividend tax; etc.
In 1996, $100 deposited in a Russia Technical Bank was worth 2 Million Rubles. It 1998, it was devalued to 50 Rubles and new money was printed. See what taught us how to fix our economy! Print more money. Value matters as long as bank accounts have many 0's between the decimal point and a real number to the left leaving us with real value to the right.
Thinking back to 1861, Lincoln spoke about labor being more important that capital. In fact without that, private sector profits, there is no capital. Duh, there is no tax base.
Accounting is much different than accountability. As proof in numbers by recording taxes collected from both private and public sector shows us some double bookkeeping can increase revenue income while producing debt service or generating that dreaded default to private sector and deficit spending by public sector.
Here's the point - Leadership must wait for surplus before taking value or deficit will grow. This means that all those government supported programs unless valued for a return to investors, private sector, must determine how many public sector dependents can be supported to produce a balanced budget because government, although not an exact science must operate within fiscal guidelines incorporating prudence and restraint.
After the great depression, WW II provided much disposable capital that created jobs and cash flow. What is needed today is another disposable manufacturing boom. Not another war, but some way to move capital to labor on projects of value while reinvigorating made in America products to create profits enough to sustain our economy and become the model for other nations to emulate.
In some situations it matters not about monetary value as much as it depends upon circulation throughout a community to keep it sustainable, available, and solvent within our tax base. Inflation is a incomprehensible concept by most and merely reflects a economic formula based upon history and dollar value. Without a gold or sliver standard in the last 12 months it was based upon housing and manufacturing that can be represented in barter as a conceptual value based upon demand - speculation.
Trading services for goods or vice versa has been exacerbated on the Internet by millions through virtual auctions and virtual economic communities. Real money comes into play without any real value, just like Wall Street. Downside is a lack of confidence to realism as it affects individuals battling household budgets based upon an earned or unearned lifestyle with inflated or exaggerated worth.
This requires a paradigm change...we can no longer nickel and dime our economy with pennies on the dollar. In football, that means double nickels needed for the win. Protection for the touchdown. We're $53 Trillion away from solvency since WW II.
Government careerists need to rethink their triple-dipped retirement packages and attain parity with private sector peers. Limiting their pay to SSA guidelines by accumulated quarters, rather than 1-2 or 3 Oaths of office, will make them credible. It will also change their thinking as to how tax monies will be used or traded; and where it comes from...profits and tax base.
However, if you've read this far, you'll be encouraged to take note that a real solution has a precedent that worked within months to change a complete industry with government investment. curious? It is the HDTV changeover with a major portion of every television owners expense being issued through coupons for all-of or a portion-of costs to consumers. It will work for the auto industry assuring consumers will demand product development instead of failed executive decisions based upon surpluses of past production overruns.
Same tactic will work in biofuels, wind machines, and solar panels plus most other green ingenuity.
So, what's the problem with direct market bailouts through those who would benefit from redistribution of power from failed executives performance to consumers who could use grants to generate potential profits by providing energy excess to our national grid or to market driven innovation versus intangible decisions based on faulty ROI, ROA, and Bottom-line projections.
(December 23, 2008)
Dan:
First, your " ? 's.
You did have a lot to say.
I was just wondering what the British think about Obama. We are still a colony of England.
-- At this point, he is relatively an unknown, but has the charisma of a pop star. They will wait to see how Congress accepts his slate of Cabinet members. After all, they along with Russia formed a tri-global alliance until Venezuela and China got nervous as all three ECU, RU, and US sought manufacturing in Asia and oil competition in SA. When manufacturing in China turned injurious, relations sought tight long term financial returns on fixed pricing, until this instability of markets brought down by speculators and investors selling short and buying long without real assets; collapsed the markets. All brought on by over inflated housing markets demanded by our Congress and Clinton in 1993.
Why did the republican party let the democrats win this election?
-- Stupidity from allowing social engineering to become the mantra instead of Lincoln's Republican ideals. Dems intimidated the Republicans by attributing their failure to read W's mail while they continued to succumb to lobbyists for pharmaceuticals, and deregulation to allow for sub-prime mortgages X-generational, Executive greed who matured from the baby boomer ideals of making life better for our legacy, to the me generational ideals that anything goes unless I get caught - they did in 1998 and Clinton allowed it with Congressional support until this fall (Congress allowed investors to run ponzi scams).
They've been doing that since after WW II with government benefits and taxes that have created an estimated $53 T debt-
unreported.
Bush was a very good president considering the country that he had to deal with.
-- He was handed the crisis thanks to Al Gore denying him a transition period over Chicago Mayor Richard Daley's
push for counting phony Chads, that each time recounted gave W a wider lead. It was Dems wanting then to change from an Electoral college to popular vote to capture big cities without recognizing middle
America. Bill and Hillary took those 22 states in Dem Primary, but Obama realized that ultimately Electoral vote count was how you win. Obama also understood that Lincoln Republicism was a better answer than pure
socialism that Reid and Pelosi are prone to push along with Kennedy and others. Bush ignored media and Dems with his policy that now seems to have been a better track as Obama's dream is headed to follow. In
February, 2008, I tried to steer the Republicans to Lincoln ideals, but they wanted McCain, a p.o.w., who was a maverick without a focus. I also gave them a strategy that wouldn’t have given Obama the stage on Lincolnism. They ignored it as fools because of their losses in 2004 - 2006 elections proved.
Why are you giving the automakers money. They will riot any ways.
-- Automakers don't need bailouts. They need sales. In other words, for years they used oil technology to build new cars instead of innovating what their market demanded. Third generation family management had no vision, and execs saw greed. Also Unions failed to adjust contracts to allow innovation, promotion and realistic benefits. You know; I break your windows and burn your store if I don't get 10-15% on Friday. Well they did it and now, they are the dinosaur of industry affecting global economies. Employees in Toledo, for example, went back to producing glass at lower pay, more stabile work, and no overhead, union interference. This will be the trend and should have been since the 'Red Fox" Hoffa incident.
Why aren't you laying off government employees?
-- My policy is that we need more snow days from government employees and only essential employees should report.
Fire the rest the day after. In financial institutions and the market - the question should be at a full organizational meeting - What kind of incentives do we need to motivate your retention in this organization?
Any good ideas? All those who agree stand up. Pack your things and leave without separation benefits. You got us to this point.
When are you going to go back into the Army?
-- I never left. I was retired after 34 years (1963-1997) Enlisted as an E-1 and retired as 0-5. After producing the military's best video after-action report under an assumption that Defense contracting had the contract in place over 27 years for me to be paid $100/hr ($50/hr less than commercial rates). However, two naive Marine officers who though it would be less expensive to issue illegal orders at Reserve pay - a decision that never got me paid for the 2,200 hrs put in over a 5-month period. That is equivalent to one man-year without holidays. It took until 1997 to get a judgment in the Court of Federal Claims that was diminished by Dept of Justice through a stipulation I signed as a 1-1/2 pager that expanded to 6 passages of nonsense restricting discussions and appeals with severe penalties.
Unrelated, maybe, was an incident in 1994 when I performed my annual training as Public Affairs Officer for First US Army at Fort Meade developing plans for base closure and hazard waste cleanup to allow that land to be available for private housing developers. During that assignment, I came down with what was diagnosed as Bronchitis and they gave me Entax-LA, that almost killed me during a "PT" test that disqualified me for promotion to 0-6 denying me opportunity to make General 0-7. An explanation attached was ignored.
My promotions were denied by a board of COLs who disapproved of my Direct Commission in 1969 (essentially a combat commission in peacetime) as an advertising officer when the military needed marketing guidance. In that position, I created the regulations and guidelines for Public Service advertising, contracting procedures for recruiting incentive items, including sponsoring NASCAR competition cars, and a punch card computerized checkbook-register to manage annual budgets to within 2% performance without slush funds at year's end. Comptroller of the Army was impressed and stayed another 5-years to incorporate my budgeting philosophy in Army doctrine.
Over the years, Army called me to duty without question or rejection. Their sister agencies hired me at my government rates without questions. It is very difficult to rationalize why they screwed me for my years of loyalty treating me worse than a derelict and enjoying it.
Do you have someone you can trust in the government?
-- I haven't found one yet. I thought when I sent W the CoffeeTalks, he knew the suggestions were from me. I sent policy suggestions, media protocol recommendations, doctrine on how to handle media questions vs. personal - family insights, and how to respond to ideological and intimidating Congressional interrogations of Condi, Rummy and other staff members. Whomever received those emails took credit for my years of experience in developing media policy for corporations and military through 286 assignments plus command of Public Affairs Units for integrating media into combat scenarios. My coaching of Top Pentagon officials (both civilian and military [JCS] in the '80s on media relations also stopped much misinformation and put media abuse on notice.
I am a realist. I am not goofy when I ask you these questions.
-- I never thought you were Goofy - I know Goofy, and you're no Goofy. In fact I will send a copy of this email by express mail to W. Maybe he will pardon me for being a true twice the citizen-patriot and give me What is due - financially; as filed in the US Supreme Court, case no. 70-10789 www.dueprocessinstitute.org/Supreme.htm,& www.noticeoffindings.info.
During all this intrigue, I lost my first family to being too available to Army. My second due to separation and lost income in 1990-1993. And lived homeless for a while trying to re-establish my multi-diverse five-careers. It is difficult when one contractor dies owing $500,000 in 1990
SofTool '90 USSR; followed in 1991 by Defense denying $220,000, for the hours dedicated to Desert Shield / Storm the following year and taking until 1997 to offer $29,000.
I just want to know when it is the right time to leave this country.
-- When socialism is evident. Unfortunately, there isn't a better climate or opportunity in too many other places and those that are there, I know where, I am not telling anyone to preclude beating me to get there first. My prognostication is that only the USA can fix this global economy, but those countries we owe will need to forgive our debt as we
forgive others.
My Great Grandfather was Commissioner of Commerce before World War One. Their family left before the war.
-- My understanding is that Obama's team believes in W 's policies and strategies. The real solution is to require Congress to pay government benefits pay, healthcare, retirement as Commanders do with their troops. Commanders get paid after troops are paid and any errors in calculation comes out the Commander's take. In
legitimate businesses - small to medium, owners get paid from what is left of profits, not first. In other words, withhold pay to Congress until there is enough to give them without deficit spending. Profit and tax
base are unknown terms in government. Everything they do creates expense and deficit without regard to tax base which results from labor in private sector to create profits. If private sector reverts to barter and
trade, Congress will understand the concept.
I know who I am...
-- I know you, now, too and you have more insight into me.
Can we stop the Unions from robbing us?
-- They may have done that recently. Their fate is in concession. Goodbye guys... Consumers are
speaking loudly and workers better understand their opportunities to security may not be collective.
(January 10, 2009)
Resolute should be synonymous with profit and tax base
Yes, Wall Street followed the rules their lobbyists bought for them. One enterprising investor resorted to a more reliable way of securing wealth - a global ponzi
scheme (The Madoff scandal allegedly involves a Ponzi scheme, in which people are persuaded to invest in a fraudulent operation. The early investors are paid their returns out of
money put in by later investors- AP).
It actually resembles Congressional legislation and regulation that profit-creating entrepreneurs are subject too. Government projects "X" revenue income
from previous year’s taxpayer contributions - Yes contributions - tax law is not binding, it is voluntary.
Yet, Congress created a strong-arm agency under the Executive Branch to collect monies through any intimidating means necessary. It even collects taxes from their
own employees while Members use every method of financial set asides to evade paying taxes.
What is surprising is that taxpayers from the private sector represent maybe 70-85 percent of real money collected towards Congressional income projections.
Government employee contributions are between 28 -38 percent which when added to excessive benefit packages and implied lifetime employment without fear of recession
losses, adds a requirement to our private sector to contribute up to 40 percent more to pay for that; and according to current congressional thinking "universal this and that" - welfare - taking away more motivation in
favor of socialistic controls. Even worse, it creates 38 percent deeper deficits before spending the first dollar of new revenue.
Let us revisit leadership - good leaders protect their assets including their followers. Profitable private sector entities
protect their revenue generators - employees. Biggest difference is that successful companies sustain that profitability even if owners, Presidents and CEOs take their share after taxes and costs of producing profits.
Government says that is not enough. It wants residuals from profits and from each benefactor creating that profit.
Then it turns around and wants those who create wealth to pay for government services that are differed due to deficits or losses created by Congress.
Now read this explanation: "Inspector General H. David Kotz said he is so concerned about the SEC's failure to uncover Madoff's alleged Ponzi scheme that the
IG is expanding the inquiry called for last month by SEC Chairman Christopher Cox. Cox had pushed the blame squarely onto the SEC's career staff for the failure to detect what Madoff
was doing.” -AP.
He needs to be more concerned about Congress and their scheme that is even more devastating than Madoff's.
Rep. Paul Hodes, D-N.H., said the Madoff scandal is like "the cherry on a bad sundae." He has a point and ice cream in Congress is melting, but it may
take a mass impeachment of 535 members minus those seated this week. Rationale is lack of performance to maintain a balanced budget, and taking lobbyist gratuities. Even one dollar is enough corruption to disqualify
each and everyone - forget their $25 dollar ceiling on gifts. - AP.
Solution - no pay for Congress until all debt is satisfied since it is their responsibility according to the Constitution. It is not the contributing taxpayers
responsibility.
As all military commanders practice, I took pay after my troops were paid, that was the protocol of leadership. You will find successful businesses operate
that same way.
Federal Tax reform needs to address one level of taxation without triple and quadruple dipping. It must also eliminate in the true sense any
pass-through to independent states that should be as responsible as individuals and Corporate entitles.
(January 1, 2009)
Gene is back online after taking a break from educating others in the issues through a virtual campaign for Office of The President. It was his best way to educate staffers of both campaigns to issues affecting We The People. Remarkably, it was evident after the first such issue discussion that he noticed adaptation by Obama's IT writers resulting in political spots.
Not so understanding was the misinformation they presented by not understanding basic concepts; i.e.: Made in America was presented as DPW programs as FDR forwarded to get elected three-times; Profits and Tax Base went unexplained because Government has no clue where either comes from; and economic failure comes from Congress trying to balance a budget by moving tax revenues around through phony promises.
In other words, neither campaign understood preserving private sector successes to build an economy from the bottom up. However, they did give themselves a pay raise while others in the tax base lost their jobs and homes through Congressional greed.
With this brief introduction to 2009, it should be a good year as a relative neophyte asks questions of his Cabinet members about why do we need more than only essential employs to report.
From my point of view leadership generally means taking residuals from what is left before deficit spending. Congress has it backwards. Let's hope our new Change Orientation will not succumb to legislative manipulation to preserve that old, really old boy network of careerists without constituencies.
Now that would help balance our budget and put debt service where it belongs.
"Gene's Coffeetalks" are copyrighted 2007 and may be distributed via email as long as credits state; "Thoughts, ideas, and recommendations are those of Gene Zarwell"; and may not be plagiarized by neither members of Congress, nor political advisors or quoted by media pundants and bloggers without consensual agreement in writing requested on personal letterhead of individuals so wishing to use this material in public disclosure beyond that which is stated herein.